cryptoregulation

The long-anticipated U.S. CLARITY Act is moving into a critical stage. The Senate Committee on Agriculture, Nutrition, and Forestry has scheduled a markup hearing for January 27, 2026, where lawmakers will debate amendments and decide whether the bill should advance in the legislative process. The move signals renewed momentum to establish clearer rules for the U.S. crypto market after weeks of delays and uncertainty.
The announcement has boosted confidence across the crypto sector, with lawmakers indicating that crypto market structure regulation remains a priority, despite ongoing political and procedural hurdles.

Bipartisan Talks Yield a Revised Market-Structure Bill
Ahead of the hearing, Senator Tim Scott released an updated version of the CLARITY Act. The revised draft reflects months of discussions with Democratic lawmakers and represents a rare instance of bipartisan cooperation on U.S. crypto regulation.
The full legislative text is expected to be published on January 21, giving senators time to review the final language before the hearing.
Committee Chair John Boozman said the delay was intentional. According to Boozman, lawmakers used the additional time to resolve key differences and build broader support, rather than rushing the bill forward.

Why January 27 Is a Pivotal Date
The January 27 markup is a turning point. Committee members will consider proposed amendments and vote on whether the CLARITY Act should be advanced to the full Senate.
If approved, the bill would move beyond committee review and head toward a full Senate vote—either in its current form or with further changes. Failure at this stage would likely stall the legislation, potentially for months.

What the CLARITY Act Would Mean for the Crypto Industry
At its core, the CLARITY Act aims to establish clear, consistent, and predictable rules for the U.S. crypto market—rules that could unlock greater institutional participation from firms that have stayed on the sidelines due to legal uncertainty.
Key objectives include:
Defining how crypto exchanges, brokers, and custodians must register and operateMaking compliance requirements more transparent and predictable
The bill also seeks to resolve the long-running debate over whether oversight of different crypto market segments should fall under the Securities and Exchange Commission (SEC) or the Commodity Futures Trading Commission (CFTC). The issue gained urgency following high-profile collapses such as FTX and ongoing enforcement actions tied to token classification.

CLARITY Within the Broader U.S. Regulatory Push
With a clear committee timeline now in place, the CLARITY Act could reach a full Senate vote in early 2026. At the same time, the House of Representatives and the Senate Banking Committee are working to align their own proposals, with the goal of producing a unified framework for U.S. crypto market structure.
The CLARITY Act builds on recent progress, including the passage of the GENIUS Act, which introduced clearer rules for stablecoin reserves, audits, and transparency. Taken together, these efforts signal a broader push toward a more stable and predictable regulatory environment for cryptocurrencies in the United States.
If enacted, the CLARITY Act could become one of the most consequential milestones in U.S. crypto regulation in recent years.

#CLARITYAct , #CryptoRegulation , #DigitalAssets , #SEC , #Web3

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,,The information and views presented in this article are intended solely for educational purposes and should not be taken as investment advice in any situation. The content of these pages should not be regarded as financial, investment, or any other form of advice. We caution that investing in cryptocurrencies can be risky and may lead to financial losses.“

الأسواق تطارد الشموع. المؤسسات تطارد الوضوح. وهذا الأسبوع، قدّمت دبي سراً شيئاً أكثر قيمة بكثير من التحركات السعرية قصيرة الأجل: اليقين التنظيمي.
بينما يُحدث المتداولون تحديثات على الرسوم البيانية، يُشكّل المُنظّمون المستقبل بصمت — نعم، حتى $BTC يتفاعل على المدى الطويل عندما تُصبح القواعد واضحة أخيرًا.
هذا ما تغير 👇
🚨 إشارة تنظيمية كبرى من دبي
حصلت ريبل على انتصار كبير في الشرق الأوسط. تم الاعتراف رسميًا بعملتها المستقرة $RLUSD للاستخدام داخل مركز دبي المالي الدولي، بعد موافقة هيئة الخدمات المالية في دبي.
هذا ليس رمزيًا. بل عمليًا.
تحت الإطار الجديد، تُعتبر فقط ثلاث عملات مستقرة مؤهلة:
• USDC
• EURC
• RLUSD
هذا كل شيء. نادٍ صغير جدًا.
🔍 لماذا يهم هذا (أكثر من السعر)
لم تُوافق دبي على المشاريع واحدة تلو الأخرى. بل أدخلت قواعد مؤهلة واضحة — بدون توصيات، بدون تمييز، فقط معايير. هذا يعكس نهج أبوظبي ويتماشى مع التنظيم عبر الإمارات، مما يجعلها واحدة من أكثر المناطق المشفرة استعدادًا للمؤسسات على مستوى العالم.
في الوقت نفسه، تشدد الإطار التنظيمي:
❌ العملات المشفرة الخاصة بالخصوصية — استبعدت
❌ العملات المستقرة القائمة على الخوارزميات — استبعدت
❌ المخزونات المدعومة بالعملات المشفرة أو الائتمان الخاص — غير مسموح بها
تبقى فقط العملات المستقرة المدعومة بالكامل، والشفافة، والقابلة للتدقيق. هذا هو السبب في أن أسماء مثل DAI لم تُحسم.
💡 الميزة الاستراتيجية لريبل
بالنسبة لريبل، هذا ليس مجرد أمر يتعلق بعملة مستقرة. بل يعزز مكانتها في واحدة من أكثر المراكز المالية في العالم تفضيلاً للعملات المشفرة، ولكنها أيضًا مُنظمة بصرامة. كما يضيف طبقة جادة من المصداقية إلى السردية الأوسع ل生态系统 $XRP — الامتثال، والتمويل عبر الحدود، والتسوية المؤسسية.
المؤسسات لا تحتاج إلى ضجّة.
إنها تحتاج إلى قواعد لا تتغير فجأة.
📌 الفكرة الحقيقية
دبي ليست ضد العملات المشفرة.
إنها ضد عدم اليقين.
والمشاريع التي يمكنها العمل داخل إطار واضح وعالي الجودة مؤسسيًا هي التي تبني بشكل هادئ أهمية طويلة الأمد — بينما يتشاجر الجميع على تويتر.
الواقع لا يصفق مسبقًا.
لكنها تكافئ التحضير.
ما رأيك؟ هل هذا هو النموذج التنظيمي الذي ستتبعه المراكز المالية العالمية الأخرى لاحقًا؟ 👇
#BTC #XRP #RLUSD #CryptoRegulation #BinanceSquare

Ahead of a critical Senate hearing on the CLARITY Act, blockchain and decentralized finance (DeFi) advocacy groups are ramping up pressure. The DeFi Education Fund, a prominent defender of open financial protocols, is sharply criticizing eight proposed amendments, warning they could severely damage DeFi technology and software development rights.
According to the Fund, these proposed changes pose significant legal and technical threats to decentralized innovation. The group is urging senators to reject proposals put forth by lawmakers such as Jack Reed, Catherine Cortez Masto, and Elizabeth Warren, which are set to be reviewed during a hearing on Thursday, January 15, 2026.

Senate Under Fire: CLARITY Act Faces Pushback from DeFi Community
The DeFi Education Fund argues that several of the amendments could:

🔹 Empower the Treasury to sanction smart contracts

🔹 Narrow the legal definition of “non-custodial developers”

🔹 Expand FinCEN’s authority over blockchain platforms

🔹 Ban transactions involving “illegal” DeFi protocols
For example, Amendment 42 could grant broad powers to prosecute smart contracts based on potential misuse. Amendment 75, introduced by Sen. Cortez Masto, could lead to a blanket ban on certain decentralized transactions.
“We must ensure that it is people, not code, that are held accountable — or we risk crushing open innovation,” said Amanda Tuminelli, Chief Legal Officer at the DeFi Education Fund.

Crypto Community Mobilizes: Scoring Senators and Fighting Back
The DeFi Education Fund partnered with the Stand with Crypto campaign to grade senators based on how they vote on DeFi-related issues. Special attention has been drawn to Sen. Warren, who submitted over 20 amendments, including one that removes exemptions for airdrops and other token distributions.
While some amendments raise red flags, the Senate Banking Committee, led by Republican Tim Scott, released a “Myths vs. Facts” document aiming to clarify misconceptions. According to the committee, the CLARITY Act:

🔹 Protects legitimate software development

🔹 Does not threaten the banking system

🔹 Establishes clear accountability for fraud and market manipulation

🔹 Seeks to prevent future collapses like FTX

The Battle Over Crypto Regulation Intensifies
While the House passed its version of the CLARITY Act in July 2025 with bipartisan support (294–134), the Senate debate is heating up.
Coinbase has threatened to withdraw support if the current version limits stablecoin rewards. Critics argue that the bill disproportionately favors established players like Coinbase and Circle while undermining smaller innovators and open-source developers.
Supporters of the legislation stress the urgency of passing a regulatory framework before the November 2026 midterm elections. If the political landscape shifts, much of the current progress could be undone.

#CLARITYAct , #defi , #Web3 , #CryptoRegulation , #Stablecoins

Stay one step ahead – follow our profile and stay informed about everything important in the world of cryptocurrencies!
Notice:
,,The information and views presented in this article are intended solely for educational purposes and should not be taken as investment advice in any situation. The content of these pages should not be regarded as financial, investment, or any other form of advice. We caution that investing in cryptocurrencies can be risky and may lead to financial losses.“