🚨 THE GENIUS ACT BOMBSHELL 🚨
Why the U.S. may have just fumbled global finance — quietly.
While everyone looked away, Congress passed the GENIUS Act… and it may have triggered the largest silent wealth transfer ever.
💥 What just happened?
Stablecoins like USDT are now banned from paying yield.
Sounds boring? It’s not.
💸 The Yield Grab:
Tether holds $135B in U.S. Treasuries.
At ~4.5%, that’s $6B/year.
You get $0. Issuers keep everything.
🐉 The China Problem:
As of Jan 1, 2026, China’s Digital Yuan pays 0.35% interest.
So global users now choose between:
👉 Pay to hold USD
👉 Get paid to hold Yuan
🏦 Smart Money Is Leaving:
Institutions are already rotating into yield-friendly wrappers:
• BlackRock BUIDL
• Franklin Templeton BENJI
Both offering ~4.9% yield — billions flowing in.
⚠️ Hidden Systemic Risk:
Stablecoin issuers have NO Fed backstop.
BIS Paper 1270 warns a liquidity crunch could force a Treasury fire sale, spike yields, and rattle the U.S. economy.
🧠 The big mistake:
The U.S. turned the dollar into an extractive product.
China made its currency distributive.
This didn’t protect dollar dominance…
It may have regulated it into irrelevance.
👀 Eyes on:
