The Crypto Radio Live quickfire newsround on 16th January:

• California fined Nexo $500,000 over unlicensed crypto loans.

• Coinbase split with Securitize and Dinari over a U.S. crypto bill.

• SWIFT tested a euro stablecoin with Societe Generale/SG Forge.

• Chainalysis says Iranians moved Bitcoin off exchanges during protests.

• Taraxa says industries need specialized blockchains.

• State Street launched a tokenization platform for institutions.