HSBC The One Account Opening Experience & Guide (Entire Application Process via App)
Because I frequently travel to Hong Kong and have needs for receiving payments from overseas platforms and managing funds via U-Fund, having a Hong Kong bank card makes fund transfers much more flexible.
I successfully opened an HSBC The One account recently, and the process was much smoother than I expected. Here's a simple summary of my experience and some important points to note, for those with similar needs.
1️⃣ Application Method
Download the HSBC HK App and apply online following the steps. The entire process is online; no need to go to the counter.
🌟Counter queues are very long, so online is preferred.
2️⃣ Location Requirements
You need to be in Hong Kong to complete the application, as you need to connect to local Hong Kong Wi-Fi and upload:
Hong Kong and Macau Travel Permit✅ Entry and Exit Information PDF, etc.
3️⃣ Entry and Exit Receipts
Paper entry and exit receipts are not needed; I didn't use them at all.
4️⃣ Entry/Exit Record Inquiry
Search for "Entry/Exit Record Inquiry" on WeChat Mini Programs, download and upload your entry/exit records (PDF) for the past year.
5️⃣ Bank Phone Verification
Approximately one business day after submitting your documents, HSBC will call to confirm the purpose of opening the account.
My answer was: I frequently travel to and from Hong Kong and need the account for daily expenses.
6️⃣ Supplementary Documents via Email
You will then receive an email requesting supplementary documents:
Your records of travel to and from Hong Kong for the past year;
High-speed rail/flight records, or entry/exit record PDFs. Reply as requested in the email.
7️⃣ Successful Account Activation
You will receive a successful account activation notification on the same day, and the physical card will be mailed to the address you provided in the app.
That's my card opening process. I hope it's helpful! 🙌 Feel free to share your card opening experiences in the comments section, or discuss your experiences with Hong Kong cards in daily use, deposits and withdrawals, and overseas payments. Let's exchange ideas! 🙇
#港卡 #香港银行卡 #HSBC