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The FDIC Just Swiped Right On Blockchain ๐ฑ
Did you really think banks would stay in the dark ages forever, or did you realize Travis Hill just handed them the keys to the digital kingdom? ๐๏ธ๐
$ZEC
The FDICโs Acting Chairman is ending the era of regulatory "silent treatment" by prioritizing tokenization and custody services. ๐ก๏ธ๐ป
$BTC
This is a massive green light for legacy institutions to embrace blockchain without fearing a regulatory crackdown. ๐
Hillโs philosophy that "a deposit is a deposit" proves that the legal nature of money remains the same even on a ledger. ๐โจ
$SUI
Weโre watching the ultimate bridge being built between the old guard of finance and the new world of Web3, making banking faster and far more modern! ๐๐๐
#FDIC #Tokenization #DigitalAssets #BankingEvolution
Did you really think banks would stay in the dark ages forever, or did you realize Travis Hill just handed them the keys to the digital kingdom? ๐๏ธ๐
$ZEC
The FDICโs Acting Chairman is ending the era of regulatory "silent treatment" by prioritizing tokenization and custody services. ๐ก๏ธ๐ป
$BTC
This is a massive green light for legacy institutions to embrace blockchain without fearing a regulatory crackdown. ๐
Hillโs philosophy that "a deposit is a deposit" proves that the legal nature of money remains the same even on a ledger. ๐โจ
$SUI
Weโre watching the ultimate bridge being built between the old guard of finance and the new world of Web3, making banking faster and far more modern! ๐๐๐
#FDIC #Tokenization #DigitalAssets #BankingEvolution
๐จ BREAKING: The #FDIC permits banks to participate in crypto-related activities without prior approval, provided that risks are adequately managed.
๐ฉโๅ่ฎฎๅๅข็ฑณๆฏๆญ้ฒFDICๆถๅซ้ๆฏโๆผๆ่กๅจ2.0โๅ
ณ้ฎๆไปถ่ฎฐๅฝ
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ๆไฟๆๅทๅ่ฎฎๅ่พ่ฅฟๅจ ยทๅข็ฑณๆฏ๏ผCynthia Lummis๏ผ่ฟๆฅๅ่้ฆๅญๆฌพไฟ้ฉๅ ฌๅธ๏ผFDIC๏ผไธปๅธญ้ฉฌไธยทๆ ผ้ฒๆฉไผฏๆ ผ๏ผMartin Gruenberg๏ผๅๅบๆญฃๅผไฟกๅฝ๏ผ่กจ่พพไบๅฏนFDICๅ ้จๅฏ่ฝๅญๅจ็้ๆฏๆฐๅญ่ตไบงๆดปๅจๆไปถ่กไธบ็ๆ ๅฟงใ
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ๅข็ฑณๆฏ้้ฒ๏ผๆไธพๆฅไบบ่็ณปๅฅน็ๅๅ ฌๅฎค๏ผๆๆงFDICๆญฃๅจ้ๆฏ็ธๅ ณๆไปถ๏ผๅฅน่ฎคไธบ่ฟไธ่กไธบๆฏ้ๆณ็๏ผๅนถ่ฆๆฑ่ช2022ๅนด1ๆ่ตทไฟ็ๆๆไธๅ ๅฏๆดปๅจ็ธๅ ณ็่ฎฐๅฝใ
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ๅข็ฑณๆฏๅจไฟกไธญ้้ฒ๏ผไธพๆฅไบบๅๅฐไบFDIC็ฎก็ๅฑ็ๅฏๅ็่ง๏ผๅนถๅๅฐๆณๅพ่กๅจ็ๅจ่๏ผไปฅ้ปๆญขๅ ถไธๅฅน็ๅๅ ฌๅฎคๆฒ้ใๅฅน่ฐด่ดฃFDIC็่ฟ็ง่กไธบ๏ผ็งฐๅ ถ่ฏๅพ้็ไธโๆผๆ่กๅจ2.0โ ๏ผOperation Chokepoint 2.0๏ผ็ธๅ ณ็ๆๆ๏ผ่ฟๆฏไธๅฏๆฅๅ็๏ผไนๆฏ้ๆณ็ใ่ฟไธ่กๅจ่ขซๆๆจๅจ้ปๆญขๅ ๅฏ่ดงๅธ่กไธ่ทๅไผ ็ป้ถ่กๆๅกใ
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ๅปๅนด๏ผๅ ๅฏ่ดงๅธ่กไธๅฏน็็ฎกๆบๆๅค็ๅ ๅฏ็ธๅ ณ้ถ่กไธๅก็ๆนๅผ่กจ็คบๆ ๅฟงใๅจ8ๆ็ไผ่ฎฎไธญ๏ผๅคไฝ่กไธไบบๅฃซไธ็ฝๅฎซๅฎๅ่ฎจ่ฎบไบ่ฟไบ้ฎ้ข๏ผๅฐฝ็ฎก่ดขๆฟ้จๅฏ้จ้ฟWally Adeyemoๅฆ่ฎคไบ้ปๆญขๅ ๅฏ่ดงๅธ่ฟๅ ฅ้่็ณป็ป็ไผๅพ๏ผไฝๅ ไนๆๆไธไผ่ ้ฝ่กจ็คบ๏ผๆพๅ ็ฝๅฎซๆฟ็ญ่้ญ้้ถ่กๆๅกๅ้ใ
ๅ ๆญค๏ผๅข็ฑณๆฏๅจไฟกไปถไธญๆไปคFDICไฟ็่ช2022ๅนด1ๆ1ๆฅ่ตท็ๆๆๆฐๅญ่ตไบง็ธๅ ณๆดปๅจๆไปถ๏ผๆถต็ไธ็นๅฎ้ถ่ก็้ไฟกใๅ ๅฏ่ดงๅธๆงๆณ่กๅจ็ๅพๆฅ๏ผไปฅๅไธๅ ถไปๆฟๅบๆบๆ็ๆฐๅญ่ตไบงๆฟ็ญๅ่ฐ่ฎฐๅฝใ
ย
ๅข็ฑณๆฏๅจไฟกไธญๆ็กฎๆๅบ๏ผๅฏนไบไปปไฝๆ ๆ้ๆฏๆไปถๆ้ป็ข็็ฃ็่กไธบ๏ผๅฐไธ้ไฝๅๅฐ่ฟฝ็ฉถๅไบ่ดฃไปปใๅฅนๅๅฎๅฐๅผบ่ฐไบ้ๆๅบฆ็ไธๅฏๆ็ผบ๏ผๅนถๆฟ่ฏบๅฐ่ดๅไบไธบ็พๅฝไบบๆฐๆญ้ฒไบๅฎๅนถๅ ฌๅธ็็ธใ
๐ฌไฝ ่งๅพๅข็ฑณๆฏๅฏนFDIC็ๆ่ดฃๆ้็ๅ๏ผๅ ๅฏ่กๆฏๅฆไผๅ ๆญค่ฟๆฅๆฐ็่ฝฌๆบ๏ผ
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#FDIC #ๅ ๅฏ่ดงๅธ็็ฎก #้ๆๅบฆไธ็็ฃ
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ๆไฟๆๅทๅ่ฎฎๅ่พ่ฅฟๅจ ยทๅข็ฑณๆฏ๏ผCynthia Lummis๏ผ่ฟๆฅๅ่้ฆๅญๆฌพไฟ้ฉๅ ฌๅธ๏ผFDIC๏ผไธปๅธญ้ฉฌไธยทๆ ผ้ฒๆฉไผฏๆ ผ๏ผMartin Gruenberg๏ผๅๅบๆญฃๅผไฟกๅฝ๏ผ่กจ่พพไบๅฏนFDICๅ ้จๅฏ่ฝๅญๅจ็้ๆฏๆฐๅญ่ตไบงๆดปๅจๆไปถ่กไธบ็ๆ ๅฟงใ
ย
ๅข็ฑณๆฏ้้ฒ๏ผๆไธพๆฅไบบ่็ณปๅฅน็ๅๅ ฌๅฎค๏ผๆๆงFDICๆญฃๅจ้ๆฏ็ธๅ ณๆไปถ๏ผๅฅน่ฎคไธบ่ฟไธ่กไธบๆฏ้ๆณ็๏ผๅนถ่ฆๆฑ่ช2022ๅนด1ๆ่ตทไฟ็ๆๆไธๅ ๅฏๆดปๅจ็ธๅ ณ็่ฎฐๅฝใ
ย
ๅข็ฑณๆฏๅจไฟกไธญ้้ฒ๏ผไธพๆฅไบบๅๅฐไบFDIC็ฎก็ๅฑ็ๅฏๅ็่ง๏ผๅนถๅๅฐๆณๅพ่กๅจ็ๅจ่๏ผไปฅ้ปๆญขๅ ถไธๅฅน็ๅๅ ฌๅฎคๆฒ้ใๅฅน่ฐด่ดฃFDIC็่ฟ็ง่กไธบ๏ผ็งฐๅ ถ่ฏๅพ้็ไธโๆผๆ่กๅจ2.0โ ๏ผOperation Chokepoint 2.0๏ผ็ธๅ ณ็ๆๆ๏ผ่ฟๆฏไธๅฏๆฅๅ็๏ผไนๆฏ้ๆณ็ใ่ฟไธ่กๅจ่ขซๆๆจๅจ้ปๆญขๅ ๅฏ่ดงๅธ่กไธ่ทๅไผ ็ป้ถ่กๆๅกใ
ย
ๅปๅนด๏ผๅ ๅฏ่ดงๅธ่กไธๅฏน็็ฎกๆบๆๅค็ๅ ๅฏ็ธๅ ณ้ถ่กไธๅก็ๆนๅผ่กจ็คบๆ ๅฟงใๅจ8ๆ็ไผ่ฎฎไธญ๏ผๅคไฝ่กไธไบบๅฃซไธ็ฝๅฎซๅฎๅ่ฎจ่ฎบไบ่ฟไบ้ฎ้ข๏ผๅฐฝ็ฎก่ดขๆฟ้จๅฏ้จ้ฟWally Adeyemoๅฆ่ฎคไบ้ปๆญขๅ ๅฏ่ดงๅธ่ฟๅ ฅ้่็ณป็ป็ไผๅพ๏ผไฝๅ ไนๆๆไธไผ่ ้ฝ่กจ็คบ๏ผๆพๅ ็ฝๅฎซๆฟ็ญ่้ญ้้ถ่กๆๅกๅ้ใ
ๅ ๆญค๏ผๅข็ฑณๆฏๅจไฟกไปถไธญๆไปคFDICไฟ็่ช2022ๅนด1ๆ1ๆฅ่ตท็ๆๆๆฐๅญ่ตไบง็ธๅ ณๆดปๅจๆไปถ๏ผๆถต็ไธ็นๅฎ้ถ่ก็้ไฟกใๅ ๅฏ่ดงๅธๆงๆณ่กๅจ็ๅพๆฅ๏ผไปฅๅไธๅ ถไปๆฟๅบๆบๆ็ๆฐๅญ่ตไบงๆฟ็ญๅ่ฐ่ฎฐๅฝใ
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ๅข็ฑณๆฏๅจไฟกไธญๆ็กฎๆๅบ๏ผๅฏนไบไปปไฝๆ ๆ้ๆฏๆไปถๆ้ป็ข็็ฃ็่กไธบ๏ผๅฐไธ้ไฝๅๅฐ่ฟฝ็ฉถๅไบ่ดฃไปปใๅฅนๅๅฎๅฐๅผบ่ฐไบ้ๆๅบฆ็ไธๅฏๆ็ผบ๏ผๅนถๆฟ่ฏบๅฐ่ดๅไบไธบ็พๅฝไบบๆฐๆญ้ฒไบๅฎๅนถๅ ฌๅธ็็ธใ
๐ฌไฝ ่งๅพๅข็ฑณๆฏๅฏนFDIC็ๆ่ดฃๆ้็ๅ๏ผๅ ๅฏ่กๆฏๅฆไผๅ ๆญค่ฟๆฅๆฐ็่ฝฌๆบ๏ผ
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#FDIC #ๅ ๅฏ่ดงๅธ็็ฎก #้ๆๅบฆไธ็็ฃ
FDIC EXPLODES INTO CRYPTO! ๐คฏ
Tokenized Insurance COMING SOON!
This changes EVERYTHING.
Institutions are flooding in.
Don't get left behind.
This is your EARLY ALERT.
The future of finance is NOW.
Trade these moves before the FOMO wave hits.
#CryptoNews #FDIC #Tokenization #DigitalAssets ๐
Tokenized Insurance COMING SOON!
This changes EVERYTHING.
Institutions are flooding in.
Don't get left behind.
This is your EARLY ALERT.
The future of finance is NOW.
Trade these moves before the FOMO wave hits.
#CryptoNews #FDIC #Tokenization #DigitalAssets ๐
Breaking: #FDIC Set to Release First U.S. Stablecoin Rules Under GENIUS Act This Month
The U.S. FDIC will publish its first-ever draft guidelines for stablecoin issuers under the GENIUS Act, marking a major step toward federal oversight of the stablecoin industry.
Key Points
โข FDIC will deliver its initial proposal to the House Financial Services Committee this month
โข Rules will outline how stablecoin issuers can apply for federal supervision
โข Additional standards on capital, liquidity, and reserves will come early next year
โข Regulators are also preparing separate guidance for tokenized deposits
Whatโs Coming
FDIC Acting Chair Travis Hill confirmed that the draft will kick off the U.S. framework for supervising stablecoin issuers. The GENIUS Actโpassed earlier this year splits oversight across multiple federal and state agencies.
The release will trigger a public comment period, followed by phased implementation to give issuers time to meet compliance requirements.
Other agencies, including the Treasury, Federal Reserve, and #CFTC , are also working on their own GENIUS Act mandates, from stablecoin capital rules to tokenized collateral in derivatives markets.
The U.S. FDIC will publish its first-ever draft guidelines for stablecoin issuers under the GENIUS Act, marking a major step toward federal oversight of the stablecoin industry.
Key Points
โข FDIC will deliver its initial proposal to the House Financial Services Committee this month
โข Rules will outline how stablecoin issuers can apply for federal supervision
โข Additional standards on capital, liquidity, and reserves will come early next year
โข Regulators are also preparing separate guidance for tokenized deposits
Whatโs Coming
FDIC Acting Chair Travis Hill confirmed that the draft will kick off the U.S. framework for supervising stablecoin issuers. The GENIUS Actโpassed earlier this year splits oversight across multiple federal and state agencies.
The release will trigger a public comment period, followed by phased implementation to give issuers time to meet compliance requirements.
Other agencies, including the Treasury, Federal Reserve, and #CFTC , are also working on their own GENIUS Act mandates, from stablecoin capital rules to tokenized collateral in derivatives markets.
FDIC ะณะพัะพะฒะธััั ัะฐัะบัััั ะฟัะฐะฒะธะปะฐ ะดะปั ััะตะนะฑะปะบะพะธะฝะพะฒ: ะฒ ะกะจะ ะฝะฐัะธะฝะฐะตััั ะฝะพะฒะฐั ััะฐ ัะตะณัะปะธัะพะฒะฐะฝะธั
ะคะธะฝะฐะฝัะพะฒัะต ัะตะณัะปััะพัั ะกะจะ ะฟัะธะฑะปะธะถะฐัััั ะบ ะบััะฟะฝะตะนัะตะผั ะพะฑะฝะพะฒะปะตะฝะธั ะฟัะฐะฒะธะป ะดะปั ัะธััะพะฒัั
ะฐะบัะธะฒะพะฒ ะทะฐ ะฟะพัะปะตะดะฝะธะต ะณะพะดั. ะคะตะดะตัะฐะปัะฝะฐั ะบะพัะฟะพัะฐัะธั ะฟะพ ัััะฐั
ะพะฒะฐะฝะธั ะฒะบะปะฐะดะพะฒ (FDIC) ะฒ ะฑะปะธะถะฐะนัะธะต ะฝะตะดะตะปะธ ะฟัะตะดััะฐะฒะธั ะฟะตัะฒัะน ะฟะฐะบะตั ััะตะฑะพะฒะฐะฝะธะน, ะฒััะตะบะฐััะธั
ะธะท ะทะฐะบะพะฝะฐ GENIUS Act โ ะฑะฐะทะพะฒะพะณะพ ะฐะบัะฐ, ะบะพัะพััะน ะฒะฟะตัะฒัะต ัะพะทะดะฐัั ะตะดะธะฝัั ะฝะฐัะธะพะฝะฐะปัะฝัั ัะธััะตะผั ัะตะณัะปะธัะพะฒะฐะฝะธั ััะตะนะฑะปะบะพะธะฝะพะฒ.
ะญัะพั ัะฐะณ ะผะพะถะตั ััะฐัั ะพัะฟัะฐะฒะฝะพะน ัะพัะบะพะน ะดะปั ัะพัะผะธัะพะฒะฐะฝะธั ะฟะพะปะฝะพัะตะฝะฝะพะน ัะตะดะตัะฐะปัะฝะพะน ะธะฝััะฐััััะบัััั ัะธััะพะฒัั ะดะตะฝะตะณ ะฒ ะกะจะ.
ะะฐะบะพะฝ GENIUS Act โ ััะพ ะพะฝ ะผะตะฝัะตั
ะะพะบัะผะตะฝั, ะฟะพะดะฟะธัะฐะฝะฝัะน ะฟัะตะทะธะดะตะฝัะพะผ ะะพะฝะฐะปัะดะพะผ ะขัะฐะผะฟะพะผ ะฒ ะธัะปะต, ััะฐะป ะฟะตัะฒะพะน ะฟะพะฟััะบะพะน ัะพะฑัะฐัั ัะฐะทัะพะทะฝะตะฝะฝัะต ะฝะพัะผั ะฒ ะตะดะธะฝัั ัะธััะตะผั. ะะพ ะฟัะธะฝััะธั ะทะฐะบะพะฝะฐ ัะตะณัะปะธัะพะฒะฐะฝะธะต ััะตะนะฑะปะบะพะธะฝะพะฒ ะพััะฐะฒะฐะปะพัั ัะฐะทะผัััะผ: ะบะฐะถะดะฐั ะบะพะผะฟะฐะฝะธั ะพัะธะตะฝัะธัะพะฒะฐะปะฐัั ะฝะฐ ะปะพะบะฐะปัะฝัะต ััะตะฑะพะฒะฐะฝะธั ััะฐัะพะฒ, ะฑะฐะฝะบะพะฒัะบะธะต ัะตะณัะปััะธะธ ะธ ัะตะบะพะผะตะฝะดะฐัะธะธ ะพั ัะฐะทะฝัั ะฒะตะดะพะผััะฒ.
GENIUS Act ััััะฐะฝัะตั ััะฐะณะผะตะฝัะฐัะธั ะธ ะฒะฒะพะดะธั:
ะตะดะธะฝัะน ะฝะฐะฑะพั ััะตะฑะพะฒะฐะฝะธะน ะดะปั ะฒัะฟััะบะฐ ััะตะนะฑะปะบะพะธะฝะพะฒัะตะดะตัะฐะปัะฝัั ะปะธัะตะฝะทะธั ะดะปั ัะผะธัะตะฝัะพะฒัะฐัะฟัะตะดะตะปะตะฝะธะต ะฟะพะปะฝะพะผะพัะธะน ะผะตะถะดั FDIC, ะคะตะดะตัะฐะปัะฝะพะน ัะตะทะตัะฒะฝะพะน ัะธััะตะผะพะน, OCC ะธ NCUAะผะธะฝะธะผะฐะปัะฝัะต ััะฐะฝะดะฐััั ัะตะทะตัะฒะพะฒ ะธ ัะฐัะบัััะธั ะธะฝัะพัะผะฐัะธะธ
ะะฐะบะพะฝ ัะพัะผะธััะตั ะบะฐัะบะฐั ะดะปั ะบัะธะฟัะพะดะพะปะปะฐัะฐ ะฝะพะฒะพะณะพ ะฟะพะบะพะปะตะฝะธั โ ะณะพัะฐะทะดะพ ะฑะพะปะตะต ะฑะตะทะพะฟะฐัะฝะพะณะพ ะธ ัะฟัะฐะฒะปัะตะผะพะณะพ, ัะตะผ ัััะตััะฒัััะธะต ััะตะนะฑะปะบะพะธะฝั.
FDIC ะทะฐะนะผะตััั ะปะธัะตะฝะทะธัะพะฒะฐะฝะธะตะผ ะฑะฐะฝะบะพะฒัะบะธั ัะผะธัะตะฝัะพะฒ ััะตะนะฑะปะบะพะธะฝะพะฒ
ะัะฟะพะปะฝัััะธะน ะพะฑัะทะฐะฝะฝะพััะธ ะฟัะตะดัะตะดะฐัะตะปั FDIC ะขััะฒะธั ะฅะธะปะป ัะพะพะฑัะธะป, ััะพ ะฟะตัะฒัะน ัะตะณัะปััะพัะฝัะน ะดะพะบัะผะตะฝั ะฒัะนะดะตั ัะถะต ะฒ ะบะพะฝัะต ะผะตัััะฐ. ะะฝ ะพะฟัะตะดะตะปะธั, ะบะฐะบ ะฑะฐะฝะบะธ ะธ ะธั ะดะพัะตัะฝะธะต ััััะบัััั ัะผะพะณัั ะฒัะฟััะบะฐัั ััะตะนะฑะปะบะพะธะฝั ะฟะพะด ะฝะฐะดะทะพัะพะผ FDIC.
ะะพะดะตะปั ะฑัะดะตั ัััะพะณะพะน:
ะฑะฐะฝะบ ะพะฑัะทะฐะฝ ะฟะพะดะฐัั ะพัะธัะธะฐะปัะฝัั ะทะฐัะฒะบั ะฝะฐ ะฒัะฟััะบ ััะตะนะฑะปะบะพะธะฝะฐFDIC ะฟัะพะฒะตัะธั ะฑะธะทะฝะตั-ะผะพะดะตะปั, ััััะบัััั ัะตะทะตัะฒะพะฒ, ะผะตั ะฐะฝะธะทะผั ะฟะพะณะฐัะตะฝะธััะผะธัะตะฝัั ะผะพะณัั ัััะฐะฝะพะฒะธัั ะผะธะฝะธะผะฐะปัะฝัะน ะพะฑััะผ ะปะธะบะฒะธะดะฝัั ัะตะทะตัะฒะพะฒะพะฑัะทะฐัะตะปัะฝัะผะธ ััะฐะฝัั ะฟัะฐะฒะธะปะฐ ัะฟัะฐะฒะปะตะฝะธั ัะธัะบะฐะผะธ ะธ ะฟัะพะทัะฐัะฝะพััั
ะัะพัะพะน ะฟะฐะบะตั โ ะฑะพะปะตะต ัะธัะพะบะธะต ยซะฟัะธะฝัะธะฟั ัััะพะนัะธะฒะพััะธยป ะดะปั ะฟะปะฐััะถะฝัั ััะตะนะฑะปะบะพะธะฝะพะฒ โ ะพะถะธะดะฐะตััั ะฒ ะฝะฐัะฐะปะต ัะปะตะดัััะตะณะพ ะณะพะดะฐ. ะะฝ ะพะฟัะตะดะตะปะธั ััััะบัััั ัะตะทะตัะฒะพะฒ, ััะตะฑะพะฒะฐะฝะธั ะบ ัะฟัะฐะฒะปะตะฝะธั ะฒะฝัััะธ ะบะพะผะฟะฐะฝะธะธ ะธ ััะฐะฝะดะฐััั ะทะฐัะธัั ะบะปะธะตะฝัะพะฒ.
ะะฐะถะฝะพ: FDIC ัะตะณัะปะธััะตั ัะพะปัะบะพ ะฑะฐะฝะบะพะฒัะบะธั ัะผะธัะตะฝัะพะฒ. ะะตะฑะฐะฝะบะพะฒัะบะธะต ะบะพะผะฟะฐะฝะธะธ ะฟะพะบะฐ ะพััะฐัััั ะฟะพะด ะฟัะฐะฒะธะปะฐะผะธ ะพัะดะตะปัะฝัั ััะฐัะพะฒ โ ะฝะพ ะพะถะธะดะฐะตััั, ััะพ ะะพะฝะณัะตัั ะฟัะพะดะพะปะถะธั ัะฐััะธัััั ัะฐะผะบะธ ัะตะดะตัะฐะปัะฝะพะณะพ ะบะพะฝััะพะปั.
ะ ะตะณัะปััะพัั ะกะจะ ะผะตะฝััั ะฟะพะดั ะพะด: ะฒะฟะตัะตะดะธ ัะพะบะตะฝะธะทะธัะพะฒะฐะฝะฝัะต ะฑะฐะฝะบะพะฒัะบะธะต ะฟัะพะดัะบัั
FDIC ะฝะต ะพะณัะฐะฝะธัะธะฒะฐะตััั ััะตะนะฑะปะบะพะธะฝะฐะผะธ. ะะฐัะฐะปะปะตะปัะฝะพ ะฒะตะดะพะผััะฒะพ ะณะพัะพะฒะธั ััะบะพะฒะพะดััะฒะพ ะฟะพ ะพะฑัะฐัะตะฝะธั ัะพะบะตะฝะธะทะธัะพะฒะฐะฝะฝัั ะดะตะฟะพะทะธัะพะฒ โ ัะธััะพะฒัั ะฐะฝะฐะปะพะณะพะฒ ะฑะฐะฝะบะพะฒัะบะธั ะฒะบะปะฐะดะพะฒ, ะบะพัะพััะต ะผะพะณัั ััะฐัั ัะฐัััั ะฑัะดััะตะน ัะธะฝะฐะฝัะพะฒะพะน ะธะฝััะฐััััะบัััั.
ะ ะตัั ะธะดะตั ะพ ัะปะตะดัััะตะผ ััะฐะฟะต ัะธััะพะฒะธะทะฐัะธะธ ะฑะฐะฝะบะพะฒ:
ะดะตะฟะพะทะธั ัััะตััะฒัะตั ะฒ ัะพัะผะต ัะพะบะตะฝะฐะฟะตัะตะดะฐัััั ะผะณะฝะพะฒะตะฝะฝะพะพะฑัะปัะถะธะฒะฐะตััั ะฑะฐะฝะบะพะฒัะบะธะผะธ ัะธััะตะผะฐะผะธะฟะพะปะฝะพัััั ัะตะณัะปะธััะตััั
ะญัะฐ ะธะดะตั ะฟะตัะตะบะปะธะบะฐะตััั ั ัะตะบะพะผะตะฝะดะฐัะธัะผะธ ะฟัะตะทะธะดะตะฝััะบะพะน ัะฐะฑะพัะตะน ะณััะฟะฟั ะฟะพ ัะธััะพะฒัะผ ะฐะบัะธะฒะฐะผ, ะฟัะตะดััะฐะฒะปะตะฝะฝะพะน ะฒ ะธัะปะต, ะธ ะพะทะฝะฐัะฐะตั, ััะพ ะฒะปะฐััะธ ัะฐััะผะฐััะธะฒะฐัั ัะธััะพะฒัะต ะดะตะฝัะณะธ ะฝะต ะบะฐะบ ัะบัะฟะตัะธะผะตะฝั, ะฐ ะบะฐะบ ะฑัะดััะตะต ะฑะฐะฝะบะพะฒัะบะพะณะพ ัะตะบัะพัะฐ.
ะะพัะตะผั ััะพ ะฒะฐะถะฝะพ ะดะปั ััะฝะบะฐ
ะกัะตะนะฑะปะบะพะธะฝั ัะตะณะพะดะฝั โ ัะฐะผัะน ะผะฐััะพะฒัะน ะฟัะพะดัะบั ะบัะธะฟัะพััะฝะบะฐ. ะะฝะธ ะพะฑะตัะฟะตัะธะฒะฐัั ะปะธะบะฒะธะดะฝะพััั, ะฒััััะฟะฐัั ะบะฐะบ ัะธััะพะฒะฐั ะฝะฐะปะธัะฝะพััั ะธ ะธัะฟะพะปัะทััััั ะบะฐะบ ะฒ DeFi, ัะฐะบ ะธ ะฒ ััะฐะฝัะณัะฐะฝะธัะฝัั ัะฐััััะฐั . ะะพ ะพััััััะฒะธะต ะตะดะธะฝัั ัะตะดะตัะฐัะธะฒะฝัั ััะฐะฝะดะฐััะพะฒ ัะฒะตะปะธัะธะฒะฐะปะพ ัะธัะบะธ ะธ ะพะณัะฐะฝะธัะธะฒะฐะปะพ ะธะฝััะธัััะธะพะฝะฐะปัะฝัะน ัะฟัะพั.
GENIUS Act ะธ ะฟัะตะดััะพััะธะต ะฟัะฐะฒะธะปะฐ FDIC:
ะพัะบััะฒะฐัั ะดะพัะพะณั ะฑะฐะฝะบะฐะผ, ะบะพัะพััะต ะดะพ ััะพะณะพ ะธะทะฑะตะณะฐะปะธ ะฒัะฟััะบะฐ ััะตะนะฑะปะบะพะธะฝะพะฒัะพะทะดะฐัั ะตะดะธะฝัะต ััะฐะฝะดะฐััั, ะฟะพะฒััะฐััะธะต ะดะพะฒะตัะธะต ะบ ะธะฝะดััััะธะธัะพัะผะธัััั ะพัะฝะพะฒั ะดะปั ัะปะตะดัััะตะณะพ ะฒะธัะบะฐ ะบะพะฝะบััะตะฝัะธะธ ะผะตะถะดั ะฑะฐะฝะบะฐะผะธ ะธ ัะธะฝัะตั -ะบะพะผะฟะฐะฝะธัะผะธ
ะก ััััะพะผ ัะตะทะบะพะณะพ ัะพััะฐ ะดะพะปะปะฐัะฐ ะฒ ัะธััะพะฒะพะผ ะฒะธะดะต โ ะพั USDT ะดะพ ัะพะบะตะฝะธะทะธัะพะฒะฐะฝะฝัั ะบะฐะทะฝะฐัะตะนัะบะธั ะพะฑะปะธะณะฐัะธะน โ ะกะจะ ัััะตะผัััั ัะดะตัะถะฐัั ะบะพะฝััะพะปั ะฝะฐะด ะดะตะฝะตะถะฝะพะน ัะธััะตะผะพะน, ัะพัะผะธััั ัะตะณัะปะธััะตะผัั ะฐะปััะตัะฝะฐัะธะฒั ัะฐััะฝัะผ ััะตะนะฑะปะบะพะธะฝะฐะผ.
ะงัะพ ะดะฐะปััะต?
ะะตัะฒัะน ะฟะฐะบะตั ะฟัะฐะฒะธะป FDIC ะฟะพัะฒะธััั ะดะพ ะบะพะฝัะฐ ะผะตัััะฐ. ะญัะพ ััะฐะฝะตั ะบะปััะตะฒัะผ ะผะพะผะตะฝัะพะผ ะณะพะดะฐ: ะฒะฟะตัะฒัะต ััะตะนะฑะปะบะพะธะฝ ะฑัะดะตั ัะฐััะผะฐััะธะฒะฐัััั ะบะฐะบ ะฟะพะปะฝะพัะตะฝะฝัะน ะฑะฐะฝะบะพะฒัะบะธะน ะฟัะพะดัะบั, ะฐ ะฝะต ัะตั ะฝะพะปะพะณะธัะตัะบะธะน ัะบัะฟะตัะธะผะตะฝั.
ะกะปะตะดัััะธะน ััะฐะฟ โ ะดะตัะฐะปัะฝัะต ััะตะฑะพะฒะฐะฝะธั ะบ ัะตะทะตัะฒะฐะผ ะธ ัะธัะบ-ะผะตะฝะตะดะถะผะตะฝัั ะพะฟัะตะดะตะปะธั, ะบัะพ ัะผะพะถะตั ัะฐะฑะพัะฐัั ะฟะพะด ัะตะดะตัะฐะปัะฝะพะน ะปะธัะตะฝะทะธะตะน, ะฐ ะบัะพ ะพััะฐะฝะตััั ะฝะฐ ะฟะตัะธัะตัะธะธ. ะฃะถะต ัะตะนัะฐั ะฒะธะดะฝะพ, ััะพ ะกะจะ ัะพัะผะธัััั ะฝะพะฒัั ะฐัั ะธัะตะบัััั ัะธััะพะฒัั ะดะตะฝะตะณ, ะณะดะต ััะตะนะฑะปะบะพะธะฝั ะธ ัะพะบะตะฝะธะทะธัะพะฒะฐะฝะฝัะต ะดะตะฟะพะทะธัั ััะฐะฝะพะฒัััั ะฑะฐะทะพะฒัะผะธ ัะปะตะผะตะฝัะฐะผะธ ะฑัะดััะตะน ัะธะฝะฐะฝัะพะฒะพะน ะธะฝััะฐััััะบัััั.
#FDIC #Stablecoins #usa #Write2Earn
$BTC $USDC
ะญัะพั ัะฐะณ ะผะพะถะตั ััะฐัั ะพัะฟัะฐะฒะฝะพะน ัะพัะบะพะน ะดะปั ัะพัะผะธัะพะฒะฐะฝะธั ะฟะพะปะฝะพัะตะฝะฝะพะน ัะตะดะตัะฐะปัะฝะพะน ะธะฝััะฐััััะบัััั ัะธััะพะฒัั ะดะตะฝะตะณ ะฒ ะกะจะ.
ะะฐะบะพะฝ GENIUS Act โ ััะพ ะพะฝ ะผะตะฝัะตั
ะะพะบัะผะตะฝั, ะฟะพะดะฟะธัะฐะฝะฝัะน ะฟัะตะทะธะดะตะฝัะพะผ ะะพะฝะฐะปัะดะพะผ ะขัะฐะผะฟะพะผ ะฒ ะธัะปะต, ััะฐะป ะฟะตัะฒะพะน ะฟะพะฟััะบะพะน ัะพะฑัะฐัั ัะฐะทัะพะทะฝะตะฝะฝัะต ะฝะพัะผั ะฒ ะตะดะธะฝัั ัะธััะตะผั. ะะพ ะฟัะธะฝััะธั ะทะฐะบะพะฝะฐ ัะตะณัะปะธัะพะฒะฐะฝะธะต ััะตะนะฑะปะบะพะธะฝะพะฒ ะพััะฐะฒะฐะปะพัั ัะฐะทะผัััะผ: ะบะฐะถะดะฐั ะบะพะผะฟะฐะฝะธั ะพัะธะตะฝัะธัะพะฒะฐะปะฐัั ะฝะฐ ะปะพะบะฐะปัะฝัะต ััะตะฑะพะฒะฐะฝะธั ััะฐัะพะฒ, ะฑะฐะฝะบะพะฒัะบะธะต ัะตะณัะปััะธะธ ะธ ัะตะบะพะผะตะฝะดะฐัะธะธ ะพั ัะฐะทะฝัั ะฒะตะดะพะผััะฒ.
GENIUS Act ััััะฐะฝัะตั ััะฐะณะผะตะฝัะฐัะธั ะธ ะฒะฒะพะดะธั:
ะตะดะธะฝัะน ะฝะฐะฑะพั ััะตะฑะพะฒะฐะฝะธะน ะดะปั ะฒัะฟััะบะฐ ััะตะนะฑะปะบะพะธะฝะพะฒัะตะดะตัะฐะปัะฝัั ะปะธัะตะฝะทะธั ะดะปั ัะผะธัะตะฝัะพะฒัะฐัะฟัะตะดะตะปะตะฝะธะต ะฟะพะปะฝะพะผะพัะธะน ะผะตะถะดั FDIC, ะคะตะดะตัะฐะปัะฝะพะน ัะตะทะตัะฒะฝะพะน ัะธััะตะผะพะน, OCC ะธ NCUAะผะธะฝะธะผะฐะปัะฝัะต ััะฐะฝะดะฐััั ัะตะทะตัะฒะพะฒ ะธ ัะฐัะบัััะธั ะธะฝัะพัะผะฐัะธะธ
ะะฐะบะพะฝ ัะพัะผะธััะตั ะบะฐัะบะฐั ะดะปั ะบัะธะฟัะพะดะพะปะปะฐัะฐ ะฝะพะฒะพะณะพ ะฟะพะบะพะปะตะฝะธั โ ะณะพัะฐะทะดะพ ะฑะพะปะตะต ะฑะตะทะพะฟะฐัะฝะพะณะพ ะธ ัะฟัะฐะฒะปัะตะผะพะณะพ, ัะตะผ ัััะตััะฒัััะธะต ััะตะนะฑะปะบะพะธะฝั.
FDIC ะทะฐะนะผะตััั ะปะธัะตะฝะทะธัะพะฒะฐะฝะธะตะผ ะฑะฐะฝะบะพะฒัะบะธั ัะผะธัะตะฝัะพะฒ ััะตะนะฑะปะบะพะธะฝะพะฒ
ะัะฟะพะปะฝัััะธะน ะพะฑัะทะฐะฝะฝะพััะธ ะฟัะตะดัะตะดะฐัะตะปั FDIC ะขััะฒะธั ะฅะธะปะป ัะพะพะฑัะธะป, ััะพ ะฟะตัะฒัะน ัะตะณัะปััะพัะฝัะน ะดะพะบัะผะตะฝั ะฒัะนะดะตั ัะถะต ะฒ ะบะพะฝัะต ะผะตัััะฐ. ะะฝ ะพะฟัะตะดะตะปะธั, ะบะฐะบ ะฑะฐะฝะบะธ ะธ ะธั ะดะพัะตัะฝะธะต ััััะบัััั ัะผะพะณัั ะฒัะฟััะบะฐัั ััะตะนะฑะปะบะพะธะฝั ะฟะพะด ะฝะฐะดะทะพัะพะผ FDIC.
ะะพะดะตะปั ะฑัะดะตั ัััะพะณะพะน:
ะฑะฐะฝะบ ะพะฑัะทะฐะฝ ะฟะพะดะฐัั ะพัะธัะธะฐะปัะฝัั ะทะฐัะฒะบั ะฝะฐ ะฒัะฟััะบ ััะตะนะฑะปะบะพะธะฝะฐFDIC ะฟัะพะฒะตัะธั ะฑะธะทะฝะตั-ะผะพะดะตะปั, ััััะบัััั ัะตะทะตัะฒะพะฒ, ะผะตั ะฐะฝะธะทะผั ะฟะพะณะฐัะตะฝะธััะผะธัะตะฝัั ะผะพะณัั ัััะฐะฝะพะฒะธัั ะผะธะฝะธะผะฐะปัะฝัะน ะพะฑััะผ ะปะธะบะฒะธะดะฝัั ัะตะทะตัะฒะพะฒะพะฑัะทะฐัะตะปัะฝัะผะธ ััะฐะฝัั ะฟัะฐะฒะธะปะฐ ัะฟัะฐะฒะปะตะฝะธั ัะธัะบะฐะผะธ ะธ ะฟัะพะทัะฐัะฝะพััั
ะัะพัะพะน ะฟะฐะบะตั โ ะฑะพะปะตะต ัะธัะพะบะธะต ยซะฟัะธะฝัะธะฟั ัััะพะนัะธะฒะพััะธยป ะดะปั ะฟะปะฐััะถะฝัั ััะตะนะฑะปะบะพะธะฝะพะฒ โ ะพะถะธะดะฐะตััั ะฒ ะฝะฐัะฐะปะต ัะปะตะดัััะตะณะพ ะณะพะดะฐ. ะะฝ ะพะฟัะตะดะตะปะธั ััััะบัััั ัะตะทะตัะฒะพะฒ, ััะตะฑะพะฒะฐะฝะธั ะบ ัะฟัะฐะฒะปะตะฝะธั ะฒะฝัััะธ ะบะพะผะฟะฐะฝะธะธ ะธ ััะฐะฝะดะฐััั ะทะฐัะธัั ะบะปะธะตะฝัะพะฒ.
ะะฐะถะฝะพ: FDIC ัะตะณัะปะธััะตั ัะพะปัะบะพ ะฑะฐะฝะบะพะฒัะบะธั ัะผะธัะตะฝัะพะฒ. ะะตะฑะฐะฝะบะพะฒัะบะธะต ะบะพะผะฟะฐะฝะธะธ ะฟะพะบะฐ ะพััะฐัััั ะฟะพะด ะฟัะฐะฒะธะปะฐะผะธ ะพัะดะตะปัะฝัั ััะฐัะพะฒ โ ะฝะพ ะพะถะธะดะฐะตััั, ััะพ ะะพะฝะณัะตัั ะฟัะพะดะพะปะถะธั ัะฐััะธัััั ัะฐะผะบะธ ัะตะดะตัะฐะปัะฝะพะณะพ ะบะพะฝััะพะปั.
ะ ะตะณัะปััะพัั ะกะจะ ะผะตะฝััั ะฟะพะดั ะพะด: ะฒะฟะตัะตะดะธ ัะพะบะตะฝะธะทะธัะพะฒะฐะฝะฝัะต ะฑะฐะฝะบะพะฒัะบะธะต ะฟัะพะดัะบัั
FDIC ะฝะต ะพะณัะฐะฝะธัะธะฒะฐะตััั ััะตะนะฑะปะบะพะธะฝะฐะผะธ. ะะฐัะฐะปะปะตะปัะฝะพ ะฒะตะดะพะผััะฒะพ ะณะพัะพะฒะธั ััะบะพะฒะพะดััะฒะพ ะฟะพ ะพะฑัะฐัะตะฝะธั ัะพะบะตะฝะธะทะธัะพะฒะฐะฝะฝัั ะดะตะฟะพะทะธัะพะฒ โ ัะธััะพะฒัั ะฐะฝะฐะปะพะณะพะฒ ะฑะฐะฝะบะพะฒัะบะธั ะฒะบะปะฐะดะพะฒ, ะบะพัะพััะต ะผะพะณัั ััะฐัั ัะฐัััั ะฑัะดััะตะน ัะธะฝะฐะฝัะพะฒะพะน ะธะฝััะฐััััะบัััั.
ะ ะตัั ะธะดะตั ะพ ัะปะตะดัััะตะผ ััะฐะฟะต ัะธััะพะฒะธะทะฐัะธะธ ะฑะฐะฝะบะพะฒ:
ะดะตะฟะพะทะธั ัััะตััะฒัะตั ะฒ ัะพัะผะต ัะพะบะตะฝะฐะฟะตัะตะดะฐัััั ะผะณะฝะพะฒะตะฝะฝะพะพะฑัะปัะถะธะฒะฐะตััั ะฑะฐะฝะบะพะฒัะบะธะผะธ ัะธััะตะผะฐะผะธะฟะพะปะฝะพัััั ัะตะณัะปะธััะตััั
ะญัะฐ ะธะดะตั ะฟะตัะตะบะปะธะบะฐะตััั ั ัะตะบะพะผะตะฝะดะฐัะธัะผะธ ะฟัะตะทะธะดะตะฝััะบะพะน ัะฐะฑะพัะตะน ะณััะฟะฟั ะฟะพ ัะธััะพะฒัะผ ะฐะบัะธะฒะฐะผ, ะฟัะตะดััะฐะฒะปะตะฝะฝะพะน ะฒ ะธัะปะต, ะธ ะพะทะฝะฐัะฐะตั, ััะพ ะฒะปะฐััะธ ัะฐััะผะฐััะธะฒะฐัั ัะธััะพะฒัะต ะดะตะฝัะณะธ ะฝะต ะบะฐะบ ัะบัะฟะตัะธะผะตะฝั, ะฐ ะบะฐะบ ะฑัะดััะตะต ะฑะฐะฝะบะพะฒัะบะพะณะพ ัะตะบัะพัะฐ.
ะะพัะตะผั ััะพ ะฒะฐะถะฝะพ ะดะปั ััะฝะบะฐ
ะกัะตะนะฑะปะบะพะธะฝั ัะตะณะพะดะฝั โ ัะฐะผัะน ะผะฐััะพะฒัะน ะฟัะพะดัะบั ะบัะธะฟัะพััะฝะบะฐ. ะะฝะธ ะพะฑะตัะฟะตัะธะฒะฐัั ะปะธะบะฒะธะดะฝะพััั, ะฒััััะฟะฐัั ะบะฐะบ ัะธััะพะฒะฐั ะฝะฐะปะธัะฝะพััั ะธ ะธัะฟะพะปัะทััััั ะบะฐะบ ะฒ DeFi, ัะฐะบ ะธ ะฒ ััะฐะฝัะณัะฐะฝะธัะฝัั ัะฐััััะฐั . ะะพ ะพััััััะฒะธะต ะตะดะธะฝัั ัะตะดะตัะฐัะธะฒะฝัั ััะฐะฝะดะฐััะพะฒ ัะฒะตะปะธัะธะฒะฐะปะพ ัะธัะบะธ ะธ ะพะณัะฐะฝะธัะธะฒะฐะปะพ ะธะฝััะธัััะธะพะฝะฐะปัะฝัะน ัะฟัะพั.
GENIUS Act ะธ ะฟัะตะดััะพััะธะต ะฟัะฐะฒะธะปะฐ FDIC:
ะพัะบััะฒะฐัั ะดะพัะพะณั ะฑะฐะฝะบะฐะผ, ะบะพัะพััะต ะดะพ ััะพะณะพ ะธะทะฑะตะณะฐะปะธ ะฒัะฟััะบะฐ ััะตะนะฑะปะบะพะธะฝะพะฒัะพะทะดะฐัั ะตะดะธะฝัะต ััะฐะฝะดะฐััั, ะฟะพะฒััะฐััะธะต ะดะพะฒะตัะธะต ะบ ะธะฝะดััััะธะธัะพัะผะธัััั ะพัะฝะพะฒั ะดะปั ัะปะตะดัััะตะณะพ ะฒะธัะบะฐ ะบะพะฝะบััะตะฝัะธะธ ะผะตะถะดั ะฑะฐะฝะบะฐะผะธ ะธ ัะธะฝัะตั -ะบะพะผะฟะฐะฝะธัะผะธ
ะก ััััะพะผ ัะตะทะบะพะณะพ ัะพััะฐ ะดะพะปะปะฐัะฐ ะฒ ัะธััะพะฒะพะผ ะฒะธะดะต โ ะพั USDT ะดะพ ัะพะบะตะฝะธะทะธัะพะฒะฐะฝะฝัั ะบะฐะทะฝะฐัะตะนัะบะธั ะพะฑะปะธะณะฐัะธะน โ ะกะจะ ัััะตะผัััั ัะดะตัะถะฐัั ะบะพะฝััะพะปั ะฝะฐะด ะดะตะฝะตะถะฝะพะน ัะธััะตะผะพะน, ัะพัะผะธััั ัะตะณัะปะธััะตะผัั ะฐะปััะตัะฝะฐัะธะฒั ัะฐััะฝัะผ ััะตะนะฑะปะบะพะธะฝะฐะผ.
ะงัะพ ะดะฐะปััะต?
ะะตัะฒัะน ะฟะฐะบะตั ะฟัะฐะฒะธะป FDIC ะฟะพัะฒะธััั ะดะพ ะบะพะฝัะฐ ะผะตัััะฐ. ะญัะพ ััะฐะฝะตั ะบะปััะตะฒัะผ ะผะพะผะตะฝัะพะผ ะณะพะดะฐ: ะฒะฟะตัะฒัะต ััะตะนะฑะปะบะพะธะฝ ะฑัะดะตั ัะฐััะผะฐััะธะฒะฐัััั ะบะฐะบ ะฟะพะปะฝะพัะตะฝะฝัะน ะฑะฐะฝะบะพะฒัะบะธะน ะฟัะพะดัะบั, ะฐ ะฝะต ัะตั ะฝะพะปะพะณะธัะตัะบะธะน ัะบัะฟะตัะธะผะตะฝั.
ะกะปะตะดัััะธะน ััะฐะฟ โ ะดะตัะฐะปัะฝัะต ััะตะฑะพะฒะฐะฝะธั ะบ ัะตะทะตัะฒะฐะผ ะธ ัะธัะบ-ะผะตะฝะตะดะถะผะตะฝัั ะพะฟัะตะดะตะปะธั, ะบัะพ ัะผะพะถะตั ัะฐะฑะพัะฐัั ะฟะพะด ัะตะดะตัะฐะปัะฝะพะน ะปะธัะตะฝะทะธะตะน, ะฐ ะบัะพ ะพััะฐะฝะตััั ะฝะฐ ะฟะตัะธัะตัะธะธ. ะฃะถะต ัะตะนัะฐั ะฒะธะดะฝะพ, ััะพ ะกะจะ ัะพัะผะธัััั ะฝะพะฒัั ะฐัั ะธัะตะบัััั ัะธััะพะฒัั ะดะตะฝะตะณ, ะณะดะต ััะตะนะฑะปะบะพะธะฝั ะธ ัะพะบะตะฝะธะทะธัะพะฒะฐะฝะฝัะต ะดะตะฟะพะทะธัั ััะฐะฝะพะฒัััั ะฑะฐะทะพะฒัะผะธ ัะปะตะผะตะฝัะฐะผะธ ะฑัะดััะตะน ัะธะฝะฐะฝัะพะฒะพะน ะธะฝััะฐััััะบัััั.
#FDIC #Stablecoins #usa #Write2Earn
$BTC $USDC
๐จ BIG MOVE FOR STABLECOINS IN THE U.S. ๐บ๐ธ๐ฅ
The FDIC has officially stepped into the stablecoin era.
For the first time ever, the FDIC has approved a formal application process for institutions looking to issue payment stablecoins โ all under its regulatory oversight.
Why this matters ๐
โข This is the first rule-making action after the passage of the GENIUS Act (U.S. Stablecoin Innovation Act)
โข It signals clearer rules, not a ban
โข Stablecoins are being treated as financial infrastructure, not experiments
โข A 60-day public comment window is now open โ shaping the future of U.S. crypto policy
๐ Translation for traders & investors:
Regulatory clarity = institutional confidence
Institutional confidence = capital inflows
Capital inflows = long-term growth for crypto markets
Stablecoins arenโt going away โ theyโre being formalized.
This could be a turning point for:
๐ต USD-backed stablecoins
๐ฆ TradFi + crypto integration
๐ On-chain payments at scale
Watch this space closely. The next phase of crypto adoption is being written right now.
#Stablecoins #CryptoRegulation #FDIC #mmszcryptominingcommunity #CryptoAdoption
$USDC
The FDIC has officially stepped into the stablecoin era.
For the first time ever, the FDIC has approved a formal application process for institutions looking to issue payment stablecoins โ all under its regulatory oversight.
Why this matters ๐
โข This is the first rule-making action after the passage of the GENIUS Act (U.S. Stablecoin Innovation Act)
โข It signals clearer rules, not a ban
โข Stablecoins are being treated as financial infrastructure, not experiments
โข A 60-day public comment window is now open โ shaping the future of U.S. crypto policy
๐ Translation for traders & investors:
Regulatory clarity = institutional confidence
Institutional confidence = capital inflows
Capital inflows = long-term growth for crypto markets
Stablecoins arenโt going away โ theyโre being formalized.
This could be a turning point for:
๐ต USD-backed stablecoins
๐ฆ TradFi + crypto integration
๐ On-chain payments at scale
Watch this space closely. The next phase of crypto adoption is being written right now.
#Stablecoins #CryptoRegulation #FDIC #mmszcryptominingcommunity #CryptoAdoption
$USDC
๐บ๐ธ QUY ฤแปNH Vแป TIแปN แปN ฤแปNH ฤแบฆU TIรN CแปฆA HOA Kแปฒ THEO ฤแบ O LUแบฌT #GENIUS
ฤแป xuแบฅt cแปงa #FDIC mแป ra thแปi gian lแบฅy รฝ kiแบฟn โโkรฉo dร i 60 ngร y vร nรชu rรต cรกch cรกc ngรขn hร ng cรณ thแป phรกt hร nh #stablecoin thรดng qua cรกc cรดng ty con
$BTC
$ETH
$SOL
ฤแป xuแบฅt cแปงa #FDIC mแป ra thแปi gian lแบฅy รฝ kiแบฟn โโkรฉo dร i 60 ngร y vร nรชu rรต cรกch cรกc ngรขn hร ng cรณ thแป phรกt hร nh #stablecoin thรดng qua cรกc cรดng ty con
$BTC
$ETH
$SOL
FDIC Moves Forward With Stablecoin Rules Under GENIUS Act
The US Federal Deposit Insurance Corporation has proposed new rules to create a formal application framework for stablecoin issuance, marking another step toward implementing the GENIUS Act. The FDIC Board of Directors has approved a proposed rulemaking notice that outlines how agencies can apply to issue payment stablecoins through subsidiaries, and the agency is now inviting public feedback on the proposal.
According to FDIC officials, applications will need to clearly explain the scope of planned activities, detail the subsidiaryโs ownership and control structure, and include an engagement letter with a registered public accounting firm. FDIC legal counsel Nicholas Simons said the goal of the proposed rule is to allow the agency to evaluate the safety and resilience of stablecoin operations while keeping regulatory burdens manageable for applicants.
The GENIUS Act, signed into law by President Trump this summer, establishes a federal regulatory framework for stablecoins. Earlier this month, FDIC Acting Chairman Travis Hill told lawmakers that an implementation framework for the law would be released in the coming weeks. He also noted that the FDIC plans to propose additional rules in the months ahead covering capital, liquidity, and risk management standards for approved stablecoin-issuing subsidiaries.
#FDIC #Stablecoins #GENIUSAct #CryptoRegulation #cryptofirst21
The US Federal Deposit Insurance Corporation has proposed new rules to create a formal application framework for stablecoin issuance, marking another step toward implementing the GENIUS Act. The FDIC Board of Directors has approved a proposed rulemaking notice that outlines how agencies can apply to issue payment stablecoins through subsidiaries, and the agency is now inviting public feedback on the proposal.
According to FDIC officials, applications will need to clearly explain the scope of planned activities, detail the subsidiaryโs ownership and control structure, and include an engagement letter with a registered public accounting firm. FDIC legal counsel Nicholas Simons said the goal of the proposed rule is to allow the agency to evaluate the safety and resilience of stablecoin operations while keeping regulatory burdens manageable for applicants.
The GENIUS Act, signed into law by President Trump this summer, establishes a federal regulatory framework for stablecoins. Earlier this month, FDIC Acting Chairman Travis Hill told lawmakers that an implementation framework for the law would be released in the coming weeks. He also noted that the FDIC plans to propose additional rules in the months ahead covering capital, liquidity, and risk management standards for approved stablecoin-issuing subsidiaries.
#FDIC #Stablecoins #GENIUSAct #CryptoRegulation #cryptofirst21
๐จ๐บ๐ธ BREAKING: U.S. Just Flipped the Crypto Regulatory Chessboard โ Is This the Moment Institutions Have Been Waiting For? โ๏ธ๐ฅ
Big moves in U.S. crypto regulation! โ๏ธ๐
โ Could we finally be entering a new era of clear crypto rules?
Hereโs what just happened:
๐๏ธ U.S. Senate confirms Mike Selig (CFTC) & Travis Hill (FDIC) โ both signal pro-crypto vibes.
โ๏ธ CFTC shakeup โ Selig now sole commissioner after resignations, term through 2029. Crypto is officially on the radar.
๐ฆ FDIC Chairman Hill โ open to crypto banking, criticized past account shutdowns, expected to oversee stablecoin issuers.
Why this matters for the market:
๐ง Stablecoin plumbing + derivatives clarity = potential liquidity inflows.
โ๏ธ Stronger CFTC role = fewer regulatory turf wars.
๐ค Bridges forming between traditional banks & crypto rails.
Political signals:
Part of a 100-person Trump admin package, passed 53โ43, bipartisan push for expanded CFTC authority over crypto trading.
Industry reactions:
Coinbase policy chief: Selig brings โfairness and clarityโ
Market sentiment: structured regulation could finally be coming
๐ฅ Could 2026 be the year the U.S. finally delivers a structured crypto rulebook, or is another political disappointment around the corner?
#CryptoNews #USGovernment #CFTC #FDIC #Bitcoin #Ethereum #XRP #CryptoRegulation
Big moves in U.S. crypto regulation! โ๏ธ๐
โ Could we finally be entering a new era of clear crypto rules?
Hereโs what just happened:
๐๏ธ U.S. Senate confirms Mike Selig (CFTC) & Travis Hill (FDIC) โ both signal pro-crypto vibes.
โ๏ธ CFTC shakeup โ Selig now sole commissioner after resignations, term through 2029. Crypto is officially on the radar.
๐ฆ FDIC Chairman Hill โ open to crypto banking, criticized past account shutdowns, expected to oversee stablecoin issuers.
Why this matters for the market:
๐ง Stablecoin plumbing + derivatives clarity = potential liquidity inflows.
โ๏ธ Stronger CFTC role = fewer regulatory turf wars.
๐ค Bridges forming between traditional banks & crypto rails.
Political signals:
Part of a 100-person Trump admin package, passed 53โ43, bipartisan push for expanded CFTC authority over crypto trading.
Industry reactions:
Coinbase policy chief: Selig brings โfairness and clarityโ
Market sentiment: structured regulation could finally be coming
๐ฅ Could 2026 be the year the U.S. finally delivers a structured crypto rulebook, or is another political disappointment around the corner?
#CryptoNews #USGovernment #CFTC #FDIC #Bitcoin #Ethereum #XRP #CryptoRegulation
Big news out of Washington today ๐๐บ๐ธ
The U.S. Senate just confirmed new leadership at two major financial regulators in a 53โ43 vote, and it could actually matter for crypto this time.
โข Mike Selig is now confirmed as CFTC Chair heโs widely seen as pro-crypto and open to clearer rules instead of constant enforcement.
โข Travis Hill has been elevated to FDIC Chair heโs been outspoken against crypto debanking and supports fair access to banking for crypto companies.
This was all confirmed in an en-bloc vote under S. Res. 532, according to the Senate Cloakroom.
Why people in crypto care: Clearer rules, better banking access and maybe finally less regulatory whiplash.
Itโs not a guarantee of smooth sailing but itโs a step in a direction the industryโs been asking for.
Letโs see how it plays out. ๐
#Crypto #Bitcoin #CryptoRegulation #CFTC #FDIC
The U.S. Senate just confirmed new leadership at two major financial regulators in a 53โ43 vote, and it could actually matter for crypto this time.
โข Mike Selig is now confirmed as CFTC Chair heโs widely seen as pro-crypto and open to clearer rules instead of constant enforcement.
โข Travis Hill has been elevated to FDIC Chair heโs been outspoken against crypto debanking and supports fair access to banking for crypto companies.
This was all confirmed in an en-bloc vote under S. Res. 532, according to the Senate Cloakroom.
Why people in crypto care: Clearer rules, better banking access and maybe finally less regulatory whiplash.
Itโs not a guarantee of smooth sailing but itโs a step in a direction the industryโs been asking for.
Letโs see how it plays out. ๐
#Crypto #Bitcoin #CryptoRegulation #CFTC #FDIC
๐จ Crypto Just Got a HUGE Signal! ๐
The U.S. crypto landscape is bracing for a potential turning point. Key nominations backed by President Trump have been confirmed at the CFTC and FDIC โ and the implications are massive.
For years, the industry has battled regulatory uncertainty. Now, a shift towards clearer rules and a more pragmatic approach seems possible. This isnโt just about new faces; itโs an ideological realignment recognizing crypto as a strategic sector for innovation and global competitiveness. ๐ก
Expect the CFTC to focus on crypto derivatives and DeFi, potentially establishing clearer boundaries and compliance frameworks. The FDIC appointment could ease pressure on banks offering crypto services, reopening vital on-ramps to the traditional financial system. ๐ฆ
While legislative hurdles remain, this change in leadership signals a move away from hostility and towards structured engagement. Institutional investors are watching closely โ regulatory clarity is often the final piece of the puzzle. This could unlock deeper integration, expanded financial products, and renewed confidence in the U.S. as a crypto hub.
Itโs a new chapter, not the end of the story, but the tone has undeniably shifted. $BTC and the broader market are taking notice.
#CryptoRegulation #CFTC #FDIC #Innovation ๐
The U.S. crypto landscape is bracing for a potential turning point. Key nominations backed by President Trump have been confirmed at the CFTC and FDIC โ and the implications are massive.
For years, the industry has battled regulatory uncertainty. Now, a shift towards clearer rules and a more pragmatic approach seems possible. This isnโt just about new faces; itโs an ideological realignment recognizing crypto as a strategic sector for innovation and global competitiveness. ๐ก
Expect the CFTC to focus on crypto derivatives and DeFi, potentially establishing clearer boundaries and compliance frameworks. The FDIC appointment could ease pressure on banks offering crypto services, reopening vital on-ramps to the traditional financial system. ๐ฆ
While legislative hurdles remain, this change in leadership signals a move away from hostility and towards structured engagement. Institutional investors are watching closely โ regulatory clarity is often the final piece of the puzzle. This could unlock deeper integration, expanded financial products, and renewed confidence in the U.S. as a crypto hub.
Itโs a new chapter, not the end of the story, but the tone has undeniably shifted. $BTC and the broader market are taking notice.
#CryptoRegulation #CFTC #FDIC #Innovation ๐
La supervisiรณn de las #stablecoins es la รบltima ficha de dominรณ. El marco de la #FDIC significa que solo las redes diseรฑadas para liquidaciรณn con grado de cumplimiento sobrevivirรกn.
ยฟY adivina quรฉ?
#XRP es una de las pocas que ya cumple con los requisitos. Alineaciรณn regulatoria = liquidez. ๐ผโก $XRP
ยฟY adivina quรฉ?
#XRP es una de las pocas que ya cumple con los requisitos. Alineaciรณn regulatoria = liquidez. ๐ผโก $XRP
๐จ ุงููุธุงู ุงูู ุตุฑูู ุงูุฃู ุฑููู ุนูู ูุดู ุงูุชุญูู ุฅูู ุชูููุฉ ุงูุจููู ุชุดูู.
ูุดูุฑ ุชูุฑูุฑ ุฌุฏูุฏ ุตุงุฏุฑ ุนู ุจูู ุฃูู ุฃู
ุฑููุง ุฅูู ุงูุชูุงุก ู
ุฑุญูุฉ "ุงูููุงุด" ุงูุชูุธูู
ูุ ูุจุฏุก ุงูุชูููุฐ ุงููุนูู.
ุฃูู ุงูุฎุทูุงุช ุงูุฏุงูุนุฉ ููุฐุง ุงูุชุญูู:
โข ู ูุงููุฉ ู ูุชุจ ู ุฑุงูุจ ุงูุนู ูุฉ (#OCC ) ุงูู ุดุฑูุทุฉ ุนูู ุชุฑุงุฎูุต ุจููู ุงุฆุชู ุงููุฉ ูุฎู ุณ ุดุฑูุงุช ุฃุตูู ุฑูู ูุฉ
โข ู ูุชุฑุญ ุงูู ุคุณุณุฉ ุงูููุฏุฑุงููุฉ ูุชุฃู ูู ุงููุฏุงุฆุน (#FDIC ) ุงูู ุฑุชูุจ ุจุดุฃู ุงูู ูุงููุฉ ุนูู ุงูุนู ูุงุช ุงูู ุณุชูุฑุฉ ููุจููู
โข ุชุนุงูู ุงูุงุญุชูุงุทู ุงูููุฏุฑุงูู ุจุดุฃู ููุงุนุฏ ุฑุฃุณ ู ุงู ุงูุนู ูุงุช ุงูู ุณุชูุฑุฉ ูุณูููุชูุง (ูุงููู #GENIUS )
ูุฐู ุจุฏุงูุฉ ุนู ููุฉ ุงูุชูุงู ุงูุชู ููู ุงูุชูููุฏู ุฅูู ุชูููุฉ ุงูุจููู ุชุดูู ุนูู ู ุฏู ุณููุงุช ุนุฏูุฏุฉ.
ูุฌุฑู ุจููุง ุฌูู ุจู ู ูุฑุบุงู ูุฏู ุจู ุฅุณ ุญุงูููุง ุงุฎุชุจุงุฑุงุช ุนูู ุงููุฏุงุฆุน ุงูู ูุฑู ูุฒุฉ ุนุจุฑ ุณูุงุณู ุจููู ุชุดูู ู ุชุนุฏุฏุฉุ ู ู ุง ููุซูุฑ ููุงุดูุง ู ุญุชุฏู ูุง:
ุงููุฏุงุฆุน ุงูู ูุฑู ูุฒุฉ ู ูุงุจู ุงูุนู ูุงุช ุงูู ุณุชูุฑุฉ... ุฃููู ุง ุงูุฃูุถูุ
ูุคูุฏ ุจูู ุฃูู ุฃู ุฑููุง ุนูู ุถุฑูุฑุฉ ุฅุชูุงู ุงูุจููู ูุชูููุฉ ุงูุจููู ุชุดูู ุงูุขู. ููู ุดูุกุ ู ู ุงูุณูุฏุงุช ุฅูู ุงูุฃุณูู ุฅูู ุงูู ุฏููุนุงุช ุนุจุฑ ุงูุญุฏูุฏุ ูุฏ ุชุชู ุชุณููุชู ูุฑูุจูุง ุนูู ุงูุจููู ุชุดูู. ๐
#WriteToEarnUpgrade
#FOMCWatch
$BTC
$ETH
$SOL
ุฃูู ุงูุฎุทูุงุช ุงูุฏุงูุนุฉ ููุฐุง ุงูุชุญูู:
โข ู ูุงููุฉ ู ูุชุจ ู ุฑุงูุจ ุงูุนู ูุฉ (#OCC ) ุงูู ุดุฑูุทุฉ ุนูู ุชุฑุงุฎูุต ุจููู ุงุฆุชู ุงููุฉ ูุฎู ุณ ุดุฑูุงุช ุฃุตูู ุฑูู ูุฉ
โข ู ูุชุฑุญ ุงูู ุคุณุณุฉ ุงูููุฏุฑุงููุฉ ูุชุฃู ูู ุงููุฏุงุฆุน (#FDIC ) ุงูู ุฑุชูุจ ุจุดุฃู ุงูู ูุงููุฉ ุนูู ุงูุนู ูุงุช ุงูู ุณุชูุฑุฉ ููุจููู
โข ุชุนุงูู ุงูุงุญุชูุงุทู ุงูููุฏุฑุงูู ุจุดุฃู ููุงุนุฏ ุฑุฃุณ ู ุงู ุงูุนู ูุงุช ุงูู ุณุชูุฑุฉ ูุณูููุชูุง (ูุงููู #GENIUS )
ูุฐู ุจุฏุงูุฉ ุนู ููุฉ ุงูุชูุงู ุงูุชู ููู ุงูุชูููุฏู ุฅูู ุชูููุฉ ุงูุจููู ุชุดูู ุนูู ู ุฏู ุณููุงุช ุนุฏูุฏุฉ.
ูุฌุฑู ุจููุง ุฌูู ุจู ู ูุฑุบุงู ูุฏู ุจู ุฅุณ ุญุงูููุง ุงุฎุชุจุงุฑุงุช ุนูู ุงููุฏุงุฆุน ุงูู ูุฑู ูุฒุฉ ุนุจุฑ ุณูุงุณู ุจููู ุชุดูู ู ุชุนุฏุฏุฉุ ู ู ุง ููุซูุฑ ููุงุดูุง ู ุญุชุฏู ูุง:
ุงููุฏุงุฆุน ุงูู ูุฑู ูุฒุฉ ู ูุงุจู ุงูุนู ูุงุช ุงูู ุณุชูุฑุฉ... ุฃููู ุง ุงูุฃูุถูุ
ูุคูุฏ ุจูู ุฃูู ุฃู ุฑููุง ุนูู ุถุฑูุฑุฉ ุฅุชูุงู ุงูุจููู ูุชูููุฉ ุงูุจููู ุชุดูู ุงูุขู. ููู ุดูุกุ ู ู ุงูุณูุฏุงุช ุฅูู ุงูุฃุณูู ุฅูู ุงูู ุฏููุนุงุช ุนุจุฑ ุงูุญุฏูุฏุ ูุฏ ุชุชู ุชุณููุชู ูุฑูุจูุง ุนูู ุงูุจููู ุชุดูู. ๐
#WriteToEarnUpgrade
#FOMCWatch
$BTC
$ETH
$SOL
ะกะตะปะธะณ ะธ ะฅะธะปะป ััะฒะตัะถะดะตะฝั ะณะปะฐะฒะฐะผะธ CFTC ะธ FDIC โ ะฟะพะฑะตะดะฐ ะดะปั ะบัะธะฟัะพะธะฝะดััััะธะธ
ะกะตะฝะฐั ะกะจะย ััะฒะตัะดะธะปย ะดะฒัั
ััะพัะพะฝะฝะธะบะพะฒ ะบัะธะฟัะพะฒะฐะปัั ะฝะฐ ะบะปััะตะฒัะต ัะตะณัะปััะธะฒะฝัะต ะฟะพะทะธัะธะธ. ะะฐะนะบ ะกะตะปะธะณ (Mike Selig) ะฒะพะทะณะปะฐะฒะธะป ะะพะผะธััะธั ะฟะพ ัะพัะณะพะฒะปะต ัะพะฒะฐัะฝัะผะธ ััััะตััะฐะผะธ (CFTC), ะฐ ะขััะฒะธั ะฅะธะปะป (Travis Hill) ะทะฐะฝัะป ะผะตััะพ ะณะปะฐะฒั ะคะตะดะตัะฐะปัะฝะพะน ะบะพัะฟะพัะฐัะธะธ ะฟะพ ัััะฐั
ะพะฒะฐะฝะธั ะดะตะฟะพะทะธัะพะฒ (FDIC).
ะกะตะฝะฐั ะพะดะพะฑัะธะป ะบะฐะฝะดะธะดะฐัััั ะฒ ัะฐะผะบะฐั ะฟะฐะบะตัะฐ ะธะท ะฟะพััะธ 100ย ะฝะพะผะธะฝะฐะฝัะพะฒ ะฐะดะผะธะฝะธัััะฐัะธะธ ะขัะฐะผะฟะฐ ะฝะฐ ัะฐะทะปะธัะฝัะต ะณะพััะดะฐัััะฒะตะฝะฝัะต ะดะพะปะถะฝะพััะธ.
ะกะตะปะธะณ ะพะฑะตัะฐะตั ัะดะตะปะฐัั ะบัะธะฟัะพะฒะฐะปััั ะฟัะธะพัะธัะตัะพะผ
ะกะตะปะธะณ, ะธะผะตััะธะน ะพะฟัั ัะฐะฑะพัั ะฒ CFTC ะธ ะะพะผะธััะธะธ ะฟะพ ัะตะฝะฝัะผ ะฑัะผะฐะณะฐะผ ะธ ะฑะธัะถะฐะผ (SEC), ะฟะพะพะฑะตัะฐะป ัะดะตะปะฐัั ะบัะธะฟัะพะฒะฐะปััั ะฟัะธะพัะธัะตัะพะผ ะตัะต ะฒ ะพะบััะฑัะต. ะะผะตะฝะฝะพ ะฒ ัะพ ะฒัะตะผั ะธะผ ะทะฐะผะตะฝะธะปะธ ะฟัะตะดัะดััะตะณะพ ะบะฐะฝะดะธะดะฐัะฐ ะัะฐะนะฐะฝะฐ ะะฒะธะฝัะตะฝัะฐ (Brian Quintenz).
ะฅะธะปะป ัะถะต ะธัะฟะพะปะฝัะป ะพะฑัะทะฐะฝะฝะพััะธ ะฟัะตะดัะตะดะฐัะตะปั FDIC ะธ ัะฐะบะถะต ะดะตะผะพะฝัััะธัะพะฒะฐะป ะดััะถะตััะฒะตะฝะฝัั ะฟะพะทะธัะธั ะฟะพ ะพัะฝะพัะตะฝะธั ะบ ะบัะธะฟัะพะฒะฐะปััะฐะผ. ะะฐ ัะปััะฐะฝะธัั ะฒ ะะพะฝะณัะตััะต ะพะฝ ะฒััััะฟะฐะป ะฟัะพัะธะฒ ะฟัะฐะบัะธะบะธ ะพัะบะฐะทะฐ ะฑะฐะฝะบะพะฒ ะฒ ะพะฑัะปัะถะธะฒะฐะฝะธะธ ะบะพะผะฟะฐะฝะธะน ะธะท-ะทะฐ ัะฒัะทะตะน ั ะบัะธะฟัะพะฒะฐะปััะฐะผะธ.
CFTC ะฒัะบะพัะต ะผะพะถะตั ะฟะพะปััะธัั ะฑะพะปะตะต ะบะพะฝะบัะตัะฝัะต ะฟะพะปะฝะพะผะพัะธั, ัะฒัะทะฐะฝะฝัะต ั ะบัะธะฟัะพะฒะฐะปััะฝัะผะธ ะบะพะผะฟะฐะฝะธัะผะธ. ะะฒัั ะฟะฐััะธะนะฝัะน ะทะฐะบะพะฝะพะฟัะพะตะบั ะกะตะฝะฐัะฐ, ะฟัะตะดััะฐะฒะปะตะฝะฝัะน ะฒ ะฝะพัะฑัะต, ะฟัะตะดะปะฐะณะฐะตั ะฟะตัะตะดะฐัั ะพัะฝะพะฒะฝะพะน ะฝะฐะดะทะพั ะทะฐ ะบัะธะฟัะพะฒะฐะปััะฝัะผ ััะฝะบะพะผ ะธะผะตะฝะฝะพ ััะพะน ะบะพะผะธััะธะธ. FDIC ะณะพัะพะฒะธััั ัะตะณัะปะธัะพะฒะฐัั ัะผะธัะตะฝัะพะฒ ััะตะนะฑะปะบะพะธะฝะพะฒ ะธ ะฑัะดะตั ะฒะปะธััั ะฝะฐ ะฑะฐะฝะบะพะฒัะบะพะต ะพะฑัะปัะถะธะฒะฐะฝะธะต ะบัะธะฟัะพะธะฝะดััััะธะธ.
ะะปะธัะตะปัะฝัะต ััะพะบะธ ะฟะพะปะฝะพะผะพัะธะน
ะกัะพะบ ะฟะพะปะฝะพะผะพัะธะน ะกะตะปะธะณะฐ ะธััะตะบะฐะตั ะฒ ะฐะฟัะตะปะต 2029ย ะณะพะดะฐ. ะะพัะปะต ะฟัะธะฝััะธั ะฟัะธััะณะธ ะพะฝ ัะผะตะฝะธั ะธัะฟะพะปะฝััััั ะพะฑัะทะฐะฝะฝะพััะธ ะฟัะตะดัะตะดะฐัะตะปั CFTC ะััะพะปะฐะนะฝ ะคะฐะผ (Caroline Pham), ะบะพัะพัะฐั ะฟะปะฐะฝะธัะพะฒะฐะปะฐ ะฟะพะบะธะฝััั ะฟะพัั ะฟะพัะปะต ััะฒะตัะถะดะตะฝะธั ะฝะพะฒะพะณะพ ััะบะพะฒะพะดะธัะตะปั ะธ ะฟัะธัะพะตะดะธะฝะธัััั ะบ ะฟัะพะฒะฐะนะดะตัั ะบัะธะฟัะพะธะฝััะฐััััะบัััั MoonPay.
ะกะตะปะธะณ ััะฐะฝะตั ะตะดะธะฝััะฒะตะฝะฝัะผ ะบะพะผะธััะฐัะพะผ ะฒ ัะพััะฐะฒะต CFTC, ะบะพัะพัะฐั ะพะฑััะฝะพ ะฝะฐััะธััะฒะฐะตั ะฟััั ัะปะตะฝะพะฒ. ะ ะฐะฝะตะต ะฒ ััะพะผ ะณะพะดั ัะตัะธั ะพัััะฐะฒะพะบ ะฟัะธะฒะตะปะฐ ะบ ัะพะผั, ััะพ ะคะฐะผ ะพััะฐะปะฐัั ะตะดะธะฝััะฒะตะฝะฝัะผ ะดะตะนััะฒัััะธะผ ะบะพะผะธััะฐัะพะผ.
ะฅะธะปะป ะฑัะดะตั ััะบะพะฒะพะดะธัั ะฐะณะตะฝัััะฒะพะผ ัะปะตะดัััะธะต ะฟััั ะปะตั ะดะพ 2030ย ะณะพะดะฐ. ะะฐััะธะฝ ะััะฝะฑะตัะณ (Martin Gruenberg), ะฟัะตะดัะดััะธะน ััะฒะตัะถะดะตะฝะฝัะน ะกะตะฝะฐัะพะผ ะฟัะตะดัะตะดะฐัะตะปั FDIC, ะฟะพะดะฐะป ะฒ ะพัััะฐะฒะบั ะฒ ัะฝะฒะฐัะต ะฒ ัะฐะผะบะฐั ัะผะตะฝั ะฐะดะผะธะฝะธัััะฐัะธะธ ะฟัะตะทะธะดะตะฝัะฐ ะะถะพ ะะฐะนะดะตะฝะฐ.
ะะฝะดััััะธั ะฟัะธะฒะตัััะฒัะตั ะฝะฐะทะฝะฐัะตะฝะธั
ะะพะฒะพััั ะพ ััะพัะพะฝะฝะธะบะฐั ะบัะธะฟัะพะฒะฐะปัั ะฒะพ ะณะปะฐะฒะต ะดะฒัั ะบััะฟะฝัั ัะตะณัะปััะพัะพะฒ ะฒัััะตัะธะปะฐ ะฟะพะปะพะถะธัะตะปัะฝัั ัะตะฐะบัะธั ะฒ ะธะฝะดััััะธะธ.
ะคะฐัััั ะจะธัะทะฐะด (Faryar Shirzad), ะณะปะฐะฒะฝัะน ัะฟะตัะธะฐะปะธัั ะฟะพ ะฟะพะปะธัะธะบะต ะบัะธะฟัะพะฑะธัะถะธ Coinbase, ะฝะฐะฟะธัะฐะป ะฒ ัะพััะตัะธ X, ััะพ ะพะฟัั ะกะตะปะธะณะฐ ะฒ ััะตัะต ะบัะธะฟัะพะฒะฐะปัั ะธ ะบะฐะบ ัะตะดะตัะฐะปัะฝะพะณะพ ัะตะณัะปััะพัะฐ ะพะฑะตัะฟะตัะธั ัะฟัะฐะฒะตะดะปะธะฒะพะต ะธ ัะตัะบะพะต ัะฟัะฐะฒะปะตะฝะธะต ะฐะผะตัะธะบะฐะฝัะบะธะผ ะบัะธะฟัะพะฒะฐะปััะฝัะผ ััะฝะบะพะผ ั ัะพะฑะปัะดะตะฝะธะตะผ ะทะฐะบะพะฝะฐ.
ะะพะดะธ ะะฐัะฑะพะฝะต (Cody Carbone), ะณะปะฐะฒะฐ ะบัะธะฟัะพะฒะฐะปััะฝะพะน advocacy-ะณััะฟะฟั Digital Chamber, ะฝะฐะทะฒะฐะป ััะฒะตัะถะดะตะฝะธะต ะกะตะปะธะณะฐ ะกะตะฝะฐัะพะผ ะกะจะ ะทะฐั ะฒะฐััะฒะฐััะตะน ะฝะพะฒะพะน ะณะปะฐะฒะพะน, ััะธััะฒะฐั ะตะณะพ ะฟะพัะปัะถะฝะพะน ัะฟะธัะพะบ ะบะฐะบ ัะปะตะฝะฐ ะบะพะผะธััะธะธ ะธ ะฐะดะฒะพะบะฐัะฐ, ัะฐะทะฑะธัะฐััะตะณะพัั ะฒ ัะปะพะถะฝัั ัะตั ะฝะธัะตัะบะธั ะฒะพะฟัะพัะฐั ัะธััะพะฒัั ะฐะบัะธะฒะพะฒ.
ะะฝะตะฝะธะต AI
ะะฝะฐะปะธะทะธััั ะธััะพัะธัะตัะบะธะต ะฟะฐััะตัะฝั ัะผะตะฝั ัะตะณัะปััะพัะฝะพะณะพ ะบัััะฐ, ััะพะธั ะพัะผะตัะธัั, ััะพ ะฟะพะดะพะฑะฝัะต ะฝะฐะทะฝะฐัะตะฝะธั ัะฐััะพ ะฟัะตะดัะตััะฒััั ะฟะตัะธะพะดะฐะผ ะทะฐะบะพะฝะพะดะฐัะตะปัะฝะพะน ะฐะบัะธะฒะฝะพััะธ. ะ 2017-2018 ะณะพะดะฐั ะฝะฐะทะฝะฐัะตะฝะธะต ะะถะตั ะะปะตะนัะพะฝะฐ (Jay Clayton) ะณะปะฐะฒะพะน SEC ัะฐะบะถะต ะฒะพัะฟัะธะฝะธะผะฐะปะพัั ะบะฐะบ ัะธะณะฝะฐะป ะบ ัะผัะณัะตะฝะธั ะฟะพะดั ะพะดะฐ, ะพะดะฝะฐะบะพ ะฝะฐ ะฟัะฐะบัะธะบะต ะฟัะธะฒะตะปะพ ะบ ััะธะปะตะฝะธั ะฐะบัะธะฒะฝะพััะธ ะฟัะพัะธะฒ ICO.
ะก ัะพัะบะธ ะทัะตะฝะธั ะธะฝััะธัััะธะพะฝะฐะปัะฝะพะณะพ ะฐะฝะฐะปะธะทะฐ, ะพะดะฝะพะฒัะตะผะตะฝะฝะพะต ะฝะฐะทะฝะฐัะตะฝะธะต ััะพัะพะฝะฝะธะบะพะฒ ะบัะธะฟัะพะฒะฐะปัั ะฒ CFTC ะธ FDIC ัะพะทะดะฐะตั ะฝะตะพะฑััะฝัั ัะธััะฐัะธั ัะตะณัะปััะธะฒะฝะพะณะพ ะบะพะฝัะตะฝัััะฐ. ะะดะฝะฐะบะพ ะบะปััะตะฒัะผ ัะฐะบัะพัะพะผ ะพััะฐะตััั ะฟะพะทะธัะธั ะะธะฝะธััะตัััะฒะฐ ัะธะฝะฐะฝัะพะฒ ะธ ะฑัะดััะตะณะพ ะฟัะตะดัะตะดะฐัะตะปั SEC, ะบะพัะพััะต ะธััะพัะธัะตัะบะธ ะธะณัะฐะปะธ ะฑะพะปะตะต ะฐะบัะธะฒะฝัั ัะพะปั ะฒ ัะพัะผะธัะพะฒะฐะฝะธะธ ะบัะธะฟัะพัะตะณัะปะธัะพะฒะฐะฝะธั. ะะพะฟัะพั ะฒ ัะพะผ, ัะผะพะถะตั ะปะธ ััะฐ ัะพะณะปะฐัะพะฒะฐะฝะฝะพััั ะฟัะตะพะดะพะปะตัั ะผะตะถะฒะตะดะพะผััะฒะตะฝะฝัะต ะฟัะพัะธะฒะพัะตัะธั, ะบะพัะพััะต ะดะพะปะณะพะต ะฒัะตะผั ัะพัะผะพะทะธะปะธ ัะฐะทะฒะธัะธะต ัะตัะบะธั ะฟัะฐะฒะธะป ะดะปั ัะธััะพะฒัั ะฐะบัะธะฒะพะฒ.
#CFTC #FDIC #Write2Earn
$ETH
ะกะตะฝะฐั ะพะดะพะฑัะธะป ะบะฐะฝะดะธะดะฐัััั ะฒ ัะฐะผะบะฐั ะฟะฐะบะตัะฐ ะธะท ะฟะพััะธ 100ย ะฝะพะผะธะฝะฐะฝัะพะฒ ะฐะดะผะธะฝะธัััะฐัะธะธ ะขัะฐะผะฟะฐ ะฝะฐ ัะฐะทะปะธัะฝัะต ะณะพััะดะฐัััะฒะตะฝะฝัะต ะดะพะปะถะฝะพััะธ.
ะกะตะปะธะณ ะพะฑะตัะฐะตั ัะดะตะปะฐัั ะบัะธะฟัะพะฒะฐะปััั ะฟัะธะพัะธัะตัะพะผ
ะกะตะปะธะณ, ะธะผะตััะธะน ะพะฟัั ัะฐะฑะพัั ะฒ CFTC ะธ ะะพะผะธััะธะธ ะฟะพ ัะตะฝะฝัะผ ะฑัะผะฐะณะฐะผ ะธ ะฑะธัะถะฐะผ (SEC), ะฟะพะพะฑะตัะฐะป ัะดะตะปะฐัั ะบัะธะฟัะพะฒะฐะปััั ะฟัะธะพัะธัะตัะพะผ ะตัะต ะฒ ะพะบััะฑัะต. ะะผะตะฝะฝะพ ะฒ ัะพ ะฒัะตะผั ะธะผ ะทะฐะผะตะฝะธะปะธ ะฟัะตะดัะดััะตะณะพ ะบะฐะฝะดะธะดะฐัะฐ ะัะฐะนะฐะฝะฐ ะะฒะธะฝัะตะฝัะฐ (Brian Quintenz).
ะฅะธะปะป ัะถะต ะธัะฟะพะปะฝัะป ะพะฑัะทะฐะฝะฝะพััะธ ะฟัะตะดัะตะดะฐัะตะปั FDIC ะธ ัะฐะบะถะต ะดะตะผะพะฝัััะธัะพะฒะฐะป ะดััะถะตััะฒะตะฝะฝัั ะฟะพะทะธัะธั ะฟะพ ะพัะฝะพัะตะฝะธั ะบ ะบัะธะฟัะพะฒะฐะปััะฐะผ. ะะฐ ัะปััะฐะฝะธัั ะฒ ะะพะฝะณัะตััะต ะพะฝ ะฒััััะฟะฐะป ะฟัะพัะธะฒ ะฟัะฐะบัะธะบะธ ะพัะบะฐะทะฐ ะฑะฐะฝะบะพะฒ ะฒ ะพะฑัะปัะถะธะฒะฐะฝะธะธ ะบะพะผะฟะฐะฝะธะน ะธะท-ะทะฐ ัะฒัะทะตะน ั ะบัะธะฟัะพะฒะฐะปััะฐะผะธ.
CFTC ะฒัะบะพัะต ะผะพะถะตั ะฟะพะปััะธัั ะฑะพะปะตะต ะบะพะฝะบัะตัะฝัะต ะฟะพะปะฝะพะผะพัะธั, ัะฒัะทะฐะฝะฝัะต ั ะบัะธะฟัะพะฒะฐะปััะฝัะผะธ ะบะพะผะฟะฐะฝะธัะผะธ. ะะฒัั ะฟะฐััะธะนะฝัะน ะทะฐะบะพะฝะพะฟัะพะตะบั ะกะตะฝะฐัะฐ, ะฟัะตะดััะฐะฒะปะตะฝะฝัะน ะฒ ะฝะพัะฑัะต, ะฟัะตะดะปะฐะณะฐะตั ะฟะตัะตะดะฐัั ะพัะฝะพะฒะฝะพะน ะฝะฐะดะทะพั ะทะฐ ะบัะธะฟัะพะฒะฐะปััะฝัะผ ััะฝะบะพะผ ะธะผะตะฝะฝะพ ััะพะน ะบะพะผะธััะธะธ. FDIC ะณะพัะพะฒะธััั ัะตะณัะปะธัะพะฒะฐัั ัะผะธัะตะฝัะพะฒ ััะตะนะฑะปะบะพะธะฝะพะฒ ะธ ะฑัะดะตั ะฒะปะธััั ะฝะฐ ะฑะฐะฝะบะพะฒัะบะพะต ะพะฑัะปัะถะธะฒะฐะฝะธะต ะบัะธะฟัะพะธะฝะดััััะธะธ.
ะะปะธัะตะปัะฝัะต ััะพะบะธ ะฟะพะปะฝะพะผะพัะธะน
ะกัะพะบ ะฟะพะปะฝะพะผะพัะธะน ะกะตะปะธะณะฐ ะธััะตะบะฐะตั ะฒ ะฐะฟัะตะปะต 2029ย ะณะพะดะฐ. ะะพัะปะต ะฟัะธะฝััะธั ะฟัะธััะณะธ ะพะฝ ัะผะตะฝะธั ะธัะฟะพะปะฝััััั ะพะฑัะทะฐะฝะฝะพััะธ ะฟัะตะดัะตะดะฐัะตะปั CFTC ะััะพะปะฐะนะฝ ะคะฐะผ (Caroline Pham), ะบะพัะพัะฐั ะฟะปะฐะฝะธัะพะฒะฐะปะฐ ะฟะพะบะธะฝััั ะฟะพัั ะฟะพัะปะต ััะฒะตัะถะดะตะฝะธั ะฝะพะฒะพะณะพ ััะบะพะฒะพะดะธัะตะปั ะธ ะฟัะธัะพะตะดะธะฝะธัััั ะบ ะฟัะพะฒะฐะนะดะตัั ะบัะธะฟัะพะธะฝััะฐััััะบัััั MoonPay.
ะกะตะปะธะณ ััะฐะฝะตั ะตะดะธะฝััะฒะตะฝะฝัะผ ะบะพะผะธััะฐัะพะผ ะฒ ัะพััะฐะฒะต CFTC, ะบะพัะพัะฐั ะพะฑััะฝะพ ะฝะฐััะธััะฒะฐะตั ะฟััั ัะปะตะฝะพะฒ. ะ ะฐะฝะตะต ะฒ ััะพะผ ะณะพะดั ัะตัะธั ะพัััะฐะฒะพะบ ะฟัะธะฒะตะปะฐ ะบ ัะพะผั, ััะพ ะคะฐะผ ะพััะฐะปะฐัั ะตะดะธะฝััะฒะตะฝะฝัะผ ะดะตะนััะฒัััะธะผ ะบะพะผะธััะฐัะพะผ.
ะฅะธะปะป ะฑัะดะตั ััะบะพะฒะพะดะธัั ะฐะณะตะฝัััะฒะพะผ ัะปะตะดัััะธะต ะฟััั ะปะตั ะดะพ 2030ย ะณะพะดะฐ. ะะฐััะธะฝ ะััะฝะฑะตัะณ (Martin Gruenberg), ะฟัะตะดัะดััะธะน ััะฒะตัะถะดะตะฝะฝัะน ะกะตะฝะฐัะพะผ ะฟัะตะดัะตะดะฐัะตะปั FDIC, ะฟะพะดะฐะป ะฒ ะพัััะฐะฒะบั ะฒ ัะฝะฒะฐัะต ะฒ ัะฐะผะบะฐั ัะผะตะฝั ะฐะดะผะธะฝะธัััะฐัะธะธ ะฟัะตะทะธะดะตะฝัะฐ ะะถะพ ะะฐะนะดะตะฝะฐ.
ะะฝะดััััะธั ะฟัะธะฒะตัััะฒัะตั ะฝะฐะทะฝะฐัะตะฝะธั
ะะพะฒะพััั ะพ ััะพัะพะฝะฝะธะบะฐั ะบัะธะฟัะพะฒะฐะปัั ะฒะพ ะณะปะฐะฒะต ะดะฒัั ะบััะฟะฝัั ัะตะณัะปััะพัะพะฒ ะฒัััะตัะธะปะฐ ะฟะพะปะพะถะธัะตะปัะฝัั ัะตะฐะบัะธั ะฒ ะธะฝะดััััะธะธ.
ะคะฐัััั ะจะธัะทะฐะด (Faryar Shirzad), ะณะปะฐะฒะฝัะน ัะฟะตัะธะฐะปะธัั ะฟะพ ะฟะพะปะธัะธะบะต ะบัะธะฟัะพะฑะธัะถะธ Coinbase, ะฝะฐะฟะธัะฐะป ะฒ ัะพััะตัะธ X, ััะพ ะพะฟัั ะกะตะปะธะณะฐ ะฒ ััะตัะต ะบัะธะฟัะพะฒะฐะปัั ะธ ะบะฐะบ ัะตะดะตัะฐะปัะฝะพะณะพ ัะตะณัะปััะพัะฐ ะพะฑะตัะฟะตัะธั ัะฟัะฐะฒะตะดะปะธะฒะพะต ะธ ัะตัะบะพะต ัะฟัะฐะฒะปะตะฝะธะต ะฐะผะตัะธะบะฐะฝัะบะธะผ ะบัะธะฟัะพะฒะฐะปััะฝัะผ ััะฝะบะพะผ ั ัะพะฑะปัะดะตะฝะธะตะผ ะทะฐะบะพะฝะฐ.
ะะพะดะธ ะะฐัะฑะพะฝะต (Cody Carbone), ะณะปะฐะฒะฐ ะบัะธะฟัะพะฒะฐะปััะฝะพะน advocacy-ะณััะฟะฟั Digital Chamber, ะฝะฐะทะฒะฐะป ััะฒะตัะถะดะตะฝะธะต ะกะตะปะธะณะฐ ะกะตะฝะฐัะพะผ ะกะจะ ะทะฐั ะฒะฐััะฒะฐััะตะน ะฝะพะฒะพะน ะณะปะฐะฒะพะน, ััะธััะฒะฐั ะตะณะพ ะฟะพัะปัะถะฝะพะน ัะฟะธัะพะบ ะบะฐะบ ัะปะตะฝะฐ ะบะพะผะธััะธะธ ะธ ะฐะดะฒะพะบะฐัะฐ, ัะฐะทะฑะธัะฐััะตะณะพัั ะฒ ัะปะพะถะฝัั ัะตั ะฝะธัะตัะบะธั ะฒะพะฟัะพัะฐั ัะธััะพะฒัั ะฐะบัะธะฒะพะฒ.
ะะฝะตะฝะธะต AI
ะะฝะฐะปะธะทะธััั ะธััะพัะธัะตัะบะธะต ะฟะฐััะตัะฝั ัะผะตะฝั ัะตะณัะปััะพัะฝะพะณะพ ะบัััะฐ, ััะพะธั ะพัะผะตัะธัั, ััะพ ะฟะพะดะพะฑะฝัะต ะฝะฐะทะฝะฐัะตะฝะธั ัะฐััะพ ะฟัะตะดัะตััะฒััั ะฟะตัะธะพะดะฐะผ ะทะฐะบะพะฝะพะดะฐัะตะปัะฝะพะน ะฐะบัะธะฒะฝะพััะธ. ะ 2017-2018 ะณะพะดะฐั ะฝะฐะทะฝะฐัะตะฝะธะต ะะถะตั ะะปะตะนัะพะฝะฐ (Jay Clayton) ะณะปะฐะฒะพะน SEC ัะฐะบะถะต ะฒะพัะฟัะธะฝะธะผะฐะปะพัั ะบะฐะบ ัะธะณะฝะฐะป ะบ ัะผัะณัะตะฝะธั ะฟะพะดั ะพะดะฐ, ะพะดะฝะฐะบะพ ะฝะฐ ะฟัะฐะบัะธะบะต ะฟัะธะฒะตะปะพ ะบ ััะธะปะตะฝะธั ะฐะบัะธะฒะฝะพััะธ ะฟัะพัะธะฒ ICO.
ะก ัะพัะบะธ ะทัะตะฝะธั ะธะฝััะธัััะธะพะฝะฐะปัะฝะพะณะพ ะฐะฝะฐะปะธะทะฐ, ะพะดะฝะพะฒัะตะผะตะฝะฝะพะต ะฝะฐะทะฝะฐัะตะฝะธะต ััะพัะพะฝะฝะธะบะพะฒ ะบัะธะฟัะพะฒะฐะปัั ะฒ CFTC ะธ FDIC ัะพะทะดะฐะตั ะฝะตะพะฑััะฝัั ัะธััะฐัะธั ัะตะณัะปััะธะฒะฝะพะณะพ ะบะพะฝัะตะฝัััะฐ. ะะดะฝะฐะบะพ ะบะปััะตะฒัะผ ัะฐะบัะพัะพะผ ะพััะฐะตััั ะฟะพะทะธัะธั ะะธะฝะธััะตัััะฒะฐ ัะธะฝะฐะฝัะพะฒ ะธ ะฑัะดััะตะณะพ ะฟัะตะดัะตะดะฐัะตะปั SEC, ะบะพัะพััะต ะธััะพัะธัะตัะบะธ ะธะณัะฐะปะธ ะฑะพะปะตะต ะฐะบัะธะฒะฝัั ัะพะปั ะฒ ัะพัะผะธัะพะฒะฐะฝะธะธ ะบัะธะฟัะพัะตะณัะปะธัะพะฒะฐะฝะธั. ะะพะฟัะพั ะฒ ัะพะผ, ัะผะพะถะตั ะปะธ ััะฐ ัะพะณะปะฐัะพะฒะฐะฝะฝะพััั ะฟัะตะพะดะพะปะตัั ะผะตะถะฒะตะดะพะผััะฒะตะฝะฝัะต ะฟัะพัะธะฒะพัะตัะธั, ะบะพัะพััะต ะดะพะปะณะพะต ะฒัะตะผั ัะพัะผะพะทะธะปะธ ัะฐะทะฒะธัะธะต ัะตัะบะธั ะฟัะฐะฒะธะป ะดะปั ัะธััะพะฒัั ะฐะบัะธะฒะพะฒ.
#CFTC #FDIC #Write2Earn
$ETH
โ๐ $337 Billion: The Hidden Weight on the U.S. Banking Balance Sheet
โThe latest FDIC data is out, and it reveals a massiveโyet improvingโnumber that every investor should be watching.
โU.S. banks are currently sitting on $337.1 Billion in unrealized losses on their investment securities. While that sounds like a staggering figure, there is more to the story than just the headline.
โ๐ Whatโs Happening?
โWhen interest rates rose rapidly starting in 2022, the market value of "safe" bonds held by banks plummeted. This created a massive gap between what the banks paid for these bonds and what they are worth today.
โThe Peak: At one point, these "paper losses" neared $700 billion.
โThe Progress: The current $337B is actually a 14.7% improvement over the last quarterโthe lowest level we've seen since early 2022.
โThe Breakdown: The majority ($222B) sits in Held-to-Maturity (HTM) accounts, meaning banks intend to wait it out until the bonds pay back in full.
โโ๏ธ Why This Matters
โThese losses are "unrealized," meaning they only exist on paper unless a bank is forced to sell them to raise cash (liquidity).
โThe Good News: Higher valuations on these securities provide banks with more "financial breathing room" and better capital ratios.
โThe Risk: A sudden need for liquidityโlike a spike in deposit withdrawalsโcould force a bank to turn these "paper losses" into "real losses."
โ
โThe "paper loss" crisis that shook the banking sector in 2023 is steadily thawing as interest rates stabilize. However, with $337 billion still on the books, the industry isn't out of the woods just yet.
#FDIC
#BalanceSheet
#BinanceBlockchainWeek
$LUNC $USTC $MORPHO
โThe latest FDIC data is out, and it reveals a massiveโyet improvingโnumber that every investor should be watching.
โU.S. banks are currently sitting on $337.1 Billion in unrealized losses on their investment securities. While that sounds like a staggering figure, there is more to the story than just the headline.
โ๐ Whatโs Happening?
โWhen interest rates rose rapidly starting in 2022, the market value of "safe" bonds held by banks plummeted. This created a massive gap between what the banks paid for these bonds and what they are worth today.
โThe Peak: At one point, these "paper losses" neared $700 billion.
โThe Progress: The current $337B is actually a 14.7% improvement over the last quarterโthe lowest level we've seen since early 2022.
โThe Breakdown: The majority ($222B) sits in Held-to-Maturity (HTM) accounts, meaning banks intend to wait it out until the bonds pay back in full.
โโ๏ธ Why This Matters
โThese losses are "unrealized," meaning they only exist on paper unless a bank is forced to sell them to raise cash (liquidity).
โThe Good News: Higher valuations on these securities provide banks with more "financial breathing room" and better capital ratios.
โThe Risk: A sudden need for liquidityโlike a spike in deposit withdrawalsโcould force a bank to turn these "paper losses" into "real losses."
โ
โThe "paper loss" crisis that shook the banking sector in 2023 is steadily thawing as interest rates stabilize. However, with $337 billion still on the books, the industry isn't out of the woods just yet.
#FDIC
#BalanceSheet
#BinanceBlockchainWeek
$LUNC $USTC $MORPHO
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Midday News Update #Web3
๐ Wintermute OTC and derivatives trading surged over 300% in 2024, driven by institutional demand and deeper liquidity. Memecoin OTC trading grew 210%, reflecting rising institutional interest.
๐ช #stablecoin market cap surpasses $210B, hitting a new all-time high with a 1.81% increase in the past week. $USDC saw a 5.43% rise, reaching $48.2B.
๐ The #FDIC is accused of withholding key crypto-related "pause letters" in a Coinbase-backed FOIA lawsuit, with allegations of 150 missing documents linked to "Operation Chokepoint 2.0."
๐ Institutional investors are shifting from Nvidia to crypto ETFs, with Millennium and Capula cutting #NVDA holdings and boosting BlackRock's IBIT Bitcoin ETF by millions of shares.
๐ $MIRA's largest holder transferred 52.3M tokens to #TRUMP , with another 100M locked in the DAO treasury pending a vote. 10% of locked tokens will be burned to support rare disease research.
๐ Wintermute OTC and derivatives trading surged over 300% in 2024, driven by institutional demand and deeper liquidity. Memecoin OTC trading grew 210%, reflecting rising institutional interest.
๐ช #stablecoin market cap surpasses $210B, hitting a new all-time high with a 1.81% increase in the past week. $USDC saw a 5.43% rise, reaching $48.2B.
๐ The #FDIC is accused of withholding key crypto-related "pause letters" in a Coinbase-backed FOIA lawsuit, with allegations of 150 missing documents linked to "Operation Chokepoint 2.0."
๐ Institutional investors are shifting from Nvidia to crypto ETFs, with Millennium and Capula cutting #NVDA holdings and boosting BlackRock's IBIT Bitcoin ETF by millions of shares.
๐ $MIRA's largest holder transferred 52.3M tokens to #TRUMP , with another 100M locked in the DAO treasury pending a vote. 10% of locked tokens will be burned to support rare disease research.
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