A friend who's just getting started with DeFi asked me where to begin trying things out. I often mention Lista.

The reason is simple: it showcases the most core and classic DeFi logic (over-collateralized lending), yet the entire process and risks are relatively intuitive and manageable. I don't go into complex arbitrage strategies. Instead, I give a simple analogy: 'You can think of it as a transparent, automated crypto pawn shop.

You pledge something you believe is valuable and want to retrieve later (like ETH), and it instantly gives you a stable cash loan worth less than the collateral (e.g., USD1). As long as you pay a low 'storage fee' (interest) as agreed, the ownership of the asset remains yours—whether its value goes up or down.' This analogy makes immediate sense to them. Plus, the results are straightforward: interest rates are clearly visible, and they can roughly estimate potential returns and costs.

For them, LISTA isn't an abstract, hard-to-grasp 'financial revolution' concept—it's a practical starting point they can get their hands on and immediately feel that their funds are working. Watching them go from cautious experimentation to starting to develop their own strategies is quite rewarding.

#usd1理财最佳策略listadao $LISTA @lista_dao