🚀 $XRP to $1M? Why David Schwartz isn’t actually "predicting" a price.

When i first looked at the clip of Ripple’s CTO David Schwartz talking about $1,000,000 $XRP, i jsut assumed it was more clickbait for the moon-boys lol. Everyone was looking at the number, but i decided to look at the phrasing. Schwartz didn't say it will hit that price; he said it’s an "engineering question." That distinction is huge and most people are totally missing the texture of what he’s actually saying underneath the hype.

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Think about the foundation of how cross-border payments work right now. If u want to move big money—billions—u need massive liquidity. Schwartz’s logic is that if a token is worth $0.50, u need billions of tokens to move a large payment. But if the price is higher, the "liquidity friction" disappears. Higher prices actually make the ledger more efficient for institutional use. It’s not about retail "pumping the bags," it’s about the math of global settlement.

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On-chain data confirms that for $XRP to act as a universal bridge, it needs to handle the world's debt and FX volume. If this holds, the current price is actually a bottleneck for the very utility Ripple is building. When i saw him explain this, it struck me that he's viewing the price as a functional variable, like the speed of a processor. A higher price isn't a "reward," it's a requirement for the system to not lag when a central bank tries to move $10B.

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Of course, the "million dollar" figure feels like a reach—and maybe it is. But the core logic is earned. If $XRP becomes the foundation for world liquidity, the scarcity becomes the feature. It remains to be seen if the SEC or global regulators will ever allow a private ledger to hold that much weight, but the engineering goal is clear: build a pipe big enough to hold the ocean. This isn't a meme-coin dream; it's a discussion about the architecture of money itself.

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The real alpha isn't the price target, it's the utility required to reach it.

#XRPPriceAnalysis #Ripple #CryptoStrategy #Web3 #AltcoinSeason