The debate over $100 XRP is back, but this time it isn’t about hype—it’s about mechanics. As of today, January 15, 2026, the XRP Ledger (XRPL) is proving that its "Bank-Grade" design is quietly shrinking the supply every single day.
🔍 THE "BURN" DATA: 2.5 Million Gone Forever
New data from analyst 24HrsCrypto reveals a striking trend. Over the last 806 days, XRP’s total supply has dropped from 99.99 Billion to 99.98 Billion.
The Stat: More than 2.5 million XRP have been permanently burned.
The Daily Rate: An average of 3,210 XRP is destroyed daily through transaction fees.
The "Trillion-Dollar" Catalyst: Unlike other coins, XRPL fees increase during network congestion. If trillions in institutional value begin flowing through the ledger, this burn rate doesn't just stay steady—it accelerates.
🏗️ BUILT FOR BANKS, NOT RETAIL
The core argument for a three-digit XRP price isn't just scarcity; it’s liquidity efficiency. 1. The Scaling Problem: To move $100 billion at today’s price (~$2.15), you would need billions of tokens, causing massive slippage.
2. The High-Price Solution: If XRP hits $100, moving $100 billion becomes much easier and requires fewer tokens, making the network a more "stable" bridge for central banks.
3. Designed Scarcity: XRP was fully pre-mined. Every transaction, whether it's
$XRP or the new RLUSD stablecoin, destroys a tiny fraction of the supply. It is a deflationary system by design.
📉 THE REALITY CHECK: Is $100 Realistic?
While the math is shifting,
$XRP still faces major hurdles in 2026:
Escrow Releases: Ripple still releases 1 Billion XRP from escrow monthly (though most is typically re-locked), which counters the daily burn.
The Volume Gap: For the burn rate to hit a "tipping point," we need daily transaction volumes in the hundreds of billions.
Current Price Action: XRP is currently holding strong above $2.00, but a move to $100 would require a market cap in the trillions.
💡 THE INVESTOR’S TAKEAWAY
We are moving from the "Speculation Era" to the "Utility Era." If the world’s financial "pipes" move onto the ledger, the price might have to rise just to keep the system moving.
"The XRP Ledger doesn't care about your price target. It cares about efficiency. As volume goes up, supply goes down. That is the ultimate squeeze."
📢 COMMUNITY POLL
Is $100 XRP a mathematical necessity or just a dream? 🏛️ vs 🚀
Comment "BURN" below if you think scarcity will drive the next bull run! 👇
#XRP #Ripple #Deflation #CryptoAnalysis #XRPCommunity