usdc

$USDC Transakcje z użyciem stabelcoinów osiągnęły rekordowe ~33 biliony dolarów w 2025 roku, z USDC na czele z 18,3 bilionem dolarów, przewyższając objętość aktywności nawet Tetheru USDT. �
CryptoNinjas
To odbija się na silnym przyjęciu nie tylko w handlu kryptowalutami, ale także w płatnościach międzynarodowych i infrastrukturze rozliczeniowej. �
AInvest
2. Dynamika regulacyjna
Emisja USDC, Circle, otrzymała niedawno warunkową aprobatę na utworzenie banku cyfrowych walut zarejestrowanego na poziomie federalnym w USA, co wskazuje na integrację mainstreamową w finansach. �

Old Glory Bank has announced a definitive agreement to merge with Digital Asset Acquisition Corp, valuing the Oklahoma-based, FDIC-insured bank at $250 million in a landmark SPAC transaction that underscores the accelerating convergence of traditional banking and digital assets.
Under the terms of the deal, the merger will include $176 million from the SPAC’s trust account along with at least $50 million in additional private funding. Upon completion, the combined entity is expected to list on Nasdaq under the ticker symbol OGB. The transaction is targeted to close in Q1 or Q2 of 2026, subject to shareholder approval and regulatory authorization.
Strategic Push Into Stablecoins and Crypto Lending
As part of its post-merger roadmap, Old Glory Bank plans to issue its own U.S. dollar–pegged stablecoin, OGBUSD, built on the ERC-20 standard. In parallel, the bank intends to roll out cryptocurrency-backed consumer loans across all 50 U.S. states.
These loans would allow customers to borrow against their digital asset holdings rather than sell them outright—providing liquidity without triggering taxable events, a key pain point for long-term crypto holders.
Rapid Growth Since Online Expansion
Old Glory Bank’s growth trajectory has been notable:
Deposits increased from $10 million to $245 million between April 2023 and December 31, 2025
Expansion began after the bank started accepting online accounts nationwide
The bank now serves over 80,000 individual and business accounts across the U.S.
Its holding company structure already includes more than 6,000 shareholders
This growth positions Old Glory as one of the fastest-scaling niche banks embracing crypto-adjacent services while maintaining full FDIC insurance.
Bridging Traditional Banking and Blockchain
Chief Innovation Officer Michael Staw revealed that Old Glory is developing a patent-pending system designed to seamlessly connect traditional banking infrastructure with blockchain networks. The system aims to allow customers to:
Move funds between bank accounts and blockchain networks
Convert cryptocurrencies into U.S. dollars
Deposit cryptocurrencies directly into bank accounts
If successful, this technology could significantly reduce friction between fiat and digital asset ecosystems—an area where many banks continue to struggle.
A Bank Built for the Crypto Economy
Old Glory began offering services to cryptocurrency firms in early 2024, positioning itself as an alternative to large U.S. banks that have historically restricted or exited crypto-related banking relationships.
Unlike limited-purpose trust banks, Old Glory operates under a full banking charter, which theoretically allows for broader integration of cryptocurrency services. However, the bank has emphasized that specific crypto-related activities will still require regulatory approval.
High-Profile Founders and Regulatory Backdrop
The bank’s co-founders include several prominent public figures:
Ben Carson, former U.S. Secretary of Housing and Urban Development
Larry Elder, conservative radio host
John Rich, country music artist
Sean Spicer, former White House Press Secretary
Bill Shine, former Fox News executive
The announcement also follows conditional regulatory approval granted in December by the Office of the Comptroller of the Currency (OCC), which allowed five cryptocurrency firms—including Circle ($USDC ) and Ripple ($XRP )—to pursue national trust bank charters in the U.S. This broader regulatory shift provides important context for Old Glory’s ambitions.
What Comes Next
The SPAC transaction will proceed only if it receives:
Approval from shareholders of both Old Glory Bank and Digital Asset Acquisition Corp
Final regulatory authorization
If completed, the deal would mark a significant milestone: a publicly traded, FDIC-insured bank actively issuing a stablecoin and offering crypto-backed lending—potentially reshaping how digital assets integrate with the U.S. banking system.
As regulatory clarity improves and demand for compliant crypto banking grows, Old Glory Bank is positioning itself at the intersection of traditional finance, blockchain infrastructure, and consumer crypto services.

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