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Cryptos To Buy or Watch Now
We filtered cryptocurrencies by utility or store of value, alongside trading momentum and other metrics, such as seven-day performance and 24-hour trading volume.
Our momentum screen for the best cryptos to invest in or watch is in the table below, ordered by 24-hour volume. These cryptos are not stablecoins, which are pegged to stable assets, nor are they wrapped (tokenized versions that run on nonnative blockchains) or liquid staking coins, which are given in return for staking.
While watching cryptocurrencies with momentum can be exciting, it’s important to recognise that cryptos are risk-on assets.
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4 Best Cryptocurrencies To Invest In
While the table above shows momentum-driven cryptos, here is a broader selection of cryptocurrencies with utility or store-of-value thesis and a market cap greater than $5 billion. Cryptos with at least $5 billion in market cap are typically more stable with greater institutional adoption.
1. Cardano (ADA)
Market Cap: $14.04 billion
7-Day Change: -1.00%
Price News: As of 8:22 a.m. ET, the price of cardano, or 1 ADA, traded at $0.39. Cardano’s highest 52-week intraday price was $1.16 on January 17, 2025.
Cardano’s ADA token has had relatively modest growth compared to other major crypto coins. In 2017, ADA’s price hovered around $0.02. As of January 16, 2026, its price traded at $0.39, an increase of 1,701%.
Cardano:
Cardano is a “next generation” blockchain platform that aims to improve the limitations of earlier blockchains like bitcoin and Ethereum. ADA pioneered proof-of-stake validation to reduce environmental impact and support smart contracts and DApps like Ethereum.
Pros:
Energy-efficient consensus model.
Focus on real-world use cases.
Cons:
Slow rollout of features compared to rivals.
Smaller DApp ecosystem.
Market Dominance: 0.43%
2. BNB (BNB)
Market Cap: $127.29 billion
7-Day Change: 4.91%
Price News: BNB, or 1 BNB, traded at $933.50, as of 8:23 a.m. ET. The highest intraday price that BNB reached in the past year was $1,370.55 on October 13, 2025.
BNB has soared by 810,212% since CoinMarketCap started tracking it in 2017.
BNB:
Originally launched to pay trading fees on the Binance exchange, BNB has grown into a utility token used for transactions, payments and DApps within the Binance ecosystem.
As an added perk, users can get a discount on trading fees when using BNB on a Binance crypto exchange. But there’s also a utility aspect. The token can be used to pay transaction fees on the BNB Smart Chain, which supports smart contracts and DApps.
Pros:
Binance’s growing ecosystem.
Ongoing quarterly coin burns to reduce supply.
Cons:
High reliance on Binance’s success.
Regulatory scrutiny of centralized exchanges.
Market Dominance: 3.94%
3. Bitcoin (BTC)
Market Cap: $1.91 trillion
7-Day Change: 5.42%
Price News: Bitcoin stood at $95,501.88 per coin as of 8:22 a.m. ET, with its annual high being $126,198.07 on October 6, 2025.
BTC has risen from roughly $0.06 in July 2010 to around $95,501.88 as of January 16, 2026, with a staggering increase of 154,462,506%.
Bitcoin:
Created in 2009 by the pseudonymous Satoshi Nakamoto, bitcoin is the original and most recognized cryptocurrency.
The “OG” of crypto runs on a decentralized blockchain network. The network uses an energy-intensive, proof-of-work consensus system. On the network, miners validate transactions on the chain by solving complex puzzles. For each validated block, miners earn a reward of 3.125 BTC per block, currently worth $298,443.36.
The proof-of-work consensus model is often criticized for its carbon footprint. The U.S. Energy Information Administration estimates that crypto mining, which bitcoin uses, represents up to 2.3% of U.S. electricity consumption.
Pros:
Viewed as a “digital gold” and a store of value.
High liquidity and market stability relative to other coins.
Cons:
High energy consumption due to the proof-of-work system.
Slower transaction speed and higher fees compared to newer networks.
Market Dominance: 59.09%
4. Polkadot (DOT)
Market Cap: $3.49 billion
7-Day Change: 1.88%
Price News: Polkadot’s price was $2.11 at 8:22 a.m. ET. Its highest point in the past year came on January 17, 2025, when it hit $7.59.
Polkadot’s price when it launched in August 2020 was $2.79. Today it trades at $2.11 for a gain of -24%.
Polkadot:
Launched by Ethereum co-founder Gavin Wood in 2020, polkadot is designed to unify previously siloed blockchains.
Polkadot’s network facilitates the transfer of tokens and data between major chains like Ethereum and bitcoin. At the core of polkadot are parachains: customizable, independent blockchains that offload processing demand while leveraging polkadot’s security infrastructure.
Pros:
Enables confidential computing for sensitive data (such as health records).
A unique network that supports scalability and specialization.
Cons:
Complex architecture.
Still a developing ecosystem compared to Ethereum.
Market Dominance: 0.11%

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Understanding Black Monday
Black Monday refers to the dramatic stock market collapse that took place on October 19, 1987. On that single day, the Dow Jones Industrial Average plunged by more than 22%, marking one of the sharpest one-day declines in modern financial history. What made the event even more unsettling was that it followed two significant market drops just one week earlier, signaling growing instability long before panic reached its peak.
Black Monday is widely remembered as the spark that ignited a global market downturn. Equity markets around the world rapidly followed the US decline, with many major indexes losing between 20% and 30% of their value by the end of that same month. Even decades later, it remains one of the most infamous days in stock market history.
At the time, trading infrastructure simply wasn’t prepared for such extreme volume. Exchanges were overwhelmed, computers struggled to process orders, and many trades were left pending for hours. Large fund transfers were delayed, adding to confusion and fear. Unsurprisingly, the shock quickly spread beyond spot markets into futures and options, amplifying losses worldwide.
Although the term “Black Monday” most commonly refers to 1987, it has since become a label used for other extreme market collapses as well.

Why Do Market Crashes Happen?
Market crashes are rarely caused by a single trigger. In the case of 1987, there was no major breaking news or sudden geopolitical shock that directly explained the collapse. Instead, several underlying factors converged and created a fragile environment where fear spread faster than reason.
One of the most important structural changes was the rise of computerized trading. Before the 1980s, trading floors were loud, crowded spaces where human traders negotiated face to face. Prices still moved quickly, but human limitations acted as a natural brake on sudden, large-scale selling.
As the decade progressed, computers began handling a growing share of market activity. These systems could place thousands of orders in seconds, dramatically increasing both trading speed and volatility. While algorithmic trading is now the norm, in the 1980s it represented a radical shift. When prices started falling, automated strategies accelerated selling instead of slowing it down.
Other contributing pressures included the US trade deficit, rising international tensions, and broader geopolitical uncertainty. Media coverage also played a role by amplifying fear and spreading panic across markets at unprecedented speed. Still, despite all the technology involved, the final decisions were made by people. Crowd psychology remains one of the most powerful forces in financial markets, and panic-driven sell-offs often become self-fulfilling.
What Is a Circuit Breaker?
In response to Black Monday, regulators sought ways to prevent similar events from spiraling out of control. The U.S. Securities and Exchange Commission introduced several safeguards, one of the most important being the circuit breaker.
A circuit breaker is a regulatory mechanism that temporarily halts trading when prices fall too sharply within a single session. While this system was developed in the United States, similar rules now exist in many global markets.
For major indexes such as the S&P 500, circuit breakers are triggered at predefined thresholds. A 7% decline from the day’s opening level pauses trading for 15 minutes. If losses deepen to 13%, trading is halted again for another 15 minutes. A drop of 20% results in trading being suspended for the remainder of the day. The idea is simple: give markets time to breathe, absorb information, and reduce panic-driven decisions.
The Debate Around Circuit Breakers
Despite their intentions, circuit breakers remain controversial. Supporters argue that trading halts prevent flash crashes and give investors time to reassess conditions rationally. Critics, however, suggest they may actually worsen volatility.
Because circuit breaker thresholds are public knowledge, traders often anticipate them. This can distort order placement and drain liquidity near key price levels. When liquidity dries up, even modest sell pressure can cause outsized price swings. Some argue that without these artificial pauses, markets might reach equilibrium more naturally.
It’s also worth noting that while index-level circuit breakers typically apply only to downward moves, individual stocks can sometimes be halted during extreme upward surges as well.
Preparing Yourself for Market Crashes
Market crashes are an unavoidable feature of financial systems driven by human behavior. The key question isn’t whether another crash will happen, but how prepared you are when it does.
A clear investment plan or trading strategy is one of the most effective defenses against panic. When markets fall sharply and fear dominates headlines, having predefined rules helps prevent emotional, impulsive decisions. Long-term strategies, in particular, should be designed to withstand periods of extreme volatility.
Risk management also plays a critical role. Stop-loss orders are widely used by short-term traders, yet long-term investors often overlook them. Even a wide stop-loss can limit catastrophic losses during sudden market collapses and preserve capital for future opportunities.
Historically, global equity markets tied to economic growth have always recovered over time. Recessions may last years, but when viewed across decades or centuries, market corrections appear as temporary setbacks rather than permanent damage.
This long-term perspective, however, doesn’t fully apply to cryptocurrencies. The blockchain industry is still relatively young, and digital assets are inherently high-risk. Unlike traditional markets, some cryptoassets may never recover after a severe crash, making risk assessment even more important.
For those looking to enter the digital asset space, platforms like Binance provide access to cryptocurrencies such as Bitcoin, but participation should always be aligned with individual risk tolerance.
Other Notable Black Mondays in History
The phrase “Black Monday” has been used to describe several other historic market collapses. In October 1929, markets crashed ahead of the Great Depression, triggering the most economically destructive downturn of the 20th century. In September 2008, the collapse of the US housing market sent shockwaves through global finance and led to the Great Recession.
More recently, March 2020 saw multiple Black Mondays as fears surrounding the COVID-19 pandemic and an oil price war caused historic single-day drops in US markets. The initial shock on March 9 was severe, but an even larger decline followed just one week later, marking the peak of pandemic-driven panic.
Final Thoughts
Black Monday in 1987 stands as a powerful reminder of how fragile markets can become when technology, uncertainty, and human emotion collide. While the term now applies to several historic crashes, the lessons remain consistent.
Regulatory tools like circuit breakers aim to reduce the impact of extreme volatility, but they are not perfect solutions. For individual investors and traders, preparation matters far more. Thoughtful planning, disciplined risk management, diversification, and an understanding of market psychology can make the difference between panic-driven losses and long-term resilience when the next crash inevitably arrives.
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