Cryptopolitan

BlackRock just closed out 2025 with $14.04 trillion under management. That’s the biggest figure the company has ever recorded. It’s also the first time any asset manager has passed the $14 trillion mark.

But while that number grabbed attention, profit actually dropped in the last three months of the year because of higher costs. The company made $1.13 billion in net income, which is 33% lower than the same period last year.

On an adjusted basis, BlackRock earned $13.16 per share, beating the average analyst estimate of $12.24. The company also said base fees, the fixed management fees not tied to performance, went up 9% year-over-year once the effects of market swings were taken out.

Total net inflows during the quarter came in at $268 billion, missing the forecast of $311.6 billion, but still a very large number.

BlackRock increases dividend and adds more buybacks

For the full year, BlackRock’s GAAP operating income dropped 7%, and GAAP diluted earnings per share fell 16%. Both numbers were affected by noncash charges tied to acquisitions and a one-off donation.

Those expenses were not counted in the adjusted numbers. Without them, operating income jumped 18%, and diluted EPS rose 10%. The total number of diluted shares for the year was 160.9 million, which was 6% higher than in 2024.

The board approved a 10% increase in the cash dividend, now set at $5.73 per share, payable on March 24, 2026, to shareholders on record by March 6. Over the course of 2025, the company gave $5 billion back to shareholders.

That includes $1.6 billion from stock buybacks. The board also authorized another 7 million shares to be bought back in the future.

Revenue for the fourth quarter hit $7 billion, up 23% compared to Q4 last year. But GAAP operating income for the quarter came in at $1.66 billion, down 20%. The operating margin dropped from 36.6% to 23.7%.

Still, on an adjusted basis, operating income was $2.85 billion and the margin was 45%, which is almost the same as last year.

ETFs and equity inflows lead $341.7 billion net in Q4

Total net inflows for the quarter were $341.7 billion. Long-term flows made up $267.8 billion of that. Cash management added another $73.9 billion. For the full year, total net flows hit $698.3 billion. Average AUM for the quarter was $13.73 trillion, which was up 19% from the year before.

Equity products brought in the most at $126 billion. That pushed total equity assets to $7.79 trillion. Fixed income added $83.8 billion, reaching $3.27 trillion. Multi-asset brought in $36.9 billion, now sitting at $1.22 trillion. Private markets got $12.7 billion of new money, landing at $322.6 billion.

Liquid alternatives gained $2.9 billion. Digital assets, however, lost value and ended at $78.4 billion, down from $104 billion. Commodities and currency products added $5 billion, now totaling $169.2 billion.

By client type, ETFs dominated the inflow picture, pulling in $181.5 billion. That brought total ETF assets to $5.47 trillion. Retail investors added $81.8 billion, now at $1.28 trillion in total. Institutional clients added only $4.6 billion. Within that, active strategies gained $16.1 billion, while index strategies saw $11.6 billion in outflows.

On the investment style side, active funds pulled in $97.7 billion. Non-ETF index products lost $11.4 billion. ETFs were again the big winners, with the same $181.5 billion in flows. Long-term assets now make up $12.96 trillion of the total. The other $1.08 trillion comes from cash management.

By region, the Americas brought in $190 billion, EMEA had $86 billion, and APAC had $8 billion in net outflows. On the retail side, equity added $15.2 billion, fixed income brought in $37.6 billion, and multi-asset gained $26 billion. In private markets and liquid alternatives, retail clients added about $2.9 billion.

Among ETFs, equity funds got $122.8 billion, and fixed income ETFs got $51.9 billion. Digital asset ETFs had $579 million in new flows. Commodity ETFs added $5.1 billion. For institutions, equity saw a pullback of $4.3 billion, and fixed income was down $2.1 billion. Multi-asset had $9.8 billion added. Private markets and alternatives brought in a combined $12.7 billion, while index strategies shed $11.6 billion.

In total, BlackRock added $341.7 billion in assets during the quarter. That came from new money, market growth, and a bit of currency impact. There were $11.1 billion in realizations and $17.7 billion in currency losses. All added up, the final AUM number stood at $14.04 trillion, the biggest in Larry Fink’s history.

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The Morpho decentralized lending protocol has announced its Discord channel will change to a “read-only” mode, joining several other DeFi networks that have decided against using the social platform due to scams.

In a short thread published by pseudonymous Morpho Network Discord manager Albist, the protocol announced it would close public channels and turn its servers to read-only after careful consideration, effective February 1.

“To provide you with safer, more reliable support, all official support and contact are consolidated through the Morpho Help Page and its chatbox. For all Morpho-related questions, technical support, and assistance,” the message from Albist read.

Morpho closes Discord due to scams and institutional influence, project developer mulls

Monarch Finance developer Anton Cheng shared a screenshot of the thread on X earlier today, saying he “didn’t see it coming.”

“This could be a trend for other protocols too, scams, bot scraping, or just too much noise might be at play. But maybe its also signals that big DeFi teams are focusing more on institutions and less on communities. Kinda bittersweet to see defi going mainstream,” Cheng wrote, discussing the reasons why Morpho may have chosen to shut its channels down.

Several DeFi community members quoted the post in support of Morpho, with some arguing that crypto activity on most servers has gone lower by the day for the last five years.

“Good idea if your team doesn’t have a use for it. Everyone was forced into discords in 2021/2022, but the reality is that people aren’t living in them the way they did back then. So meet your community where they are instead,” an NFT enthusiast wrote on X.

Discord was mostly used by gamers who created channels to share tips for activities like speedrunning, but as for crypto, discussions are more retail-heavy and promotional.

DeFi platforms are now moving to attract institutional users and business-to-business relationships, so some developers like Cheng believe it is no longer a place to create “communities.”

Discord servers are hunting grounds for cons

Security concerns have clouded the success of crypto project servers, now ridden by scammers impersonating moderators, posting phishing links, or directly messaging users to coerce them into sending their funds.

One of DefiLlama’s dashboard builders, known on X as 0xngmi, said the analytics platform has also been shifting away from Discord. They noted that DefiLlama has made live support chat and email-based ticketing systems its main priority.

“Discord makes it impossible to protect your users from getting scammed. Even if you ban scammers instantly, they still DM users directly to scam them,” they surmised.

When asked why the move away from Discord is happening now, despite scams being prevalent since 2021, the builder resonated the move to operational fatigue.

“Its been a constant battle to keep them in line and at some point its just not worth it esp when we built more a support team since then other support channels have way better tools to make sure nothing is forgotten,” they answered.

Moreover, Morningstar Ventures Head of Growth Petr Martynov said Telegram groups with subtopics have a way smoother UX, and Discord is “too complicated even for many web3 degens.”

“Unfortunately discord servers  of protocols become ghost towns after airdrops/tge rewards are distributed,” he noted.

Last October, government ID photos of about 70,000 global Discord users were exposed after hackers breached a company contracted to perform age verification checks for the online messenger.

Discord gave a statement later after the incident, saying the leaked data may have included users’ names, email addresses, IP addresses, and messages exchanged with customer service.

Zscaler ThreatLabz find malware attacking crypto networks

A November investigation by Zscaler ThreatLabz uncovered malware in three malicious software packages hidden inside the public code library NPM

Zscaler found that attackers created package names that closely resembled trusted tools from the legitimate bitcoinjs project.

In one cited example, a hacker linked to the email address supertalented730@gmail.com and uploaded three packages, including bip40, which was downloaded about 958 times, bitcoin-lib-js with 183 downloads, and 2,286 downloads of bitcoin-main-lib.

“To deceive developers into downloading the fraudulent packages, the attacker used name variations of real repositories found within the legitimate bitcoinjs project,” Zscaler’s researchers noted.

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Law enforcement in Kazakhstan is looking for a prominent blogger who has been accused of making a lot of cryptocurrency by illegally advertising online gambling in the Central Asian nation.

Known as Qaisar Qamza on social media, the man has already had at least some of his coin wealth seized by the government in Astana, revealed a statement by the country’s main financial watchdog.

Kazakh blogger loses Tether paid for promoting online casinos

A famous blogger from Kazakhstan is now wanted internationally on allegations of promoting illegal gambling on the Internet, his homeland’s Financial Monitoring Agency (AFM) announced.

In the past five years, the 30-year-old Kaisar Kamza Bakytzhanuly was active under the handle “qais_arr” on Instagram, where he had 2.4 million subscribers, and administered a closed Telegram channel with 368,000 members. He also had a TikTok account and a YouTube channel.

Using his social media accounts, he regularly uploaded videos and other commercial materials directly linking to a website for online betting. He also offered followers his personal promo code, which provided special bonuses to users, the agency said.

In its notice posted on Thursday, which was quoted by the Russian business news portal RBC and local media, the AFM detailed further:

“Kamza, K.B. advertised the online platform aimed at attracting citizens to participate in gambling, which allowed him to earn income in the form of rewards and percentages.”

The blogger received remuneration for his services in the U.S.-dollar pegged stablecoin Tether. Assets amounting to 182,700 USDT have been seized based on a court order, the regulator also noted.

“To conceal his illegal income, the suspect used a crypto wallet, which received payments from the organizers of the online casino,” the authority stated, asking for any information about his whereabouts that could lead to his detention.

Screenshot of Qaisar Qamza’s Instagram profile. Source: Instagram

Kazakhstan seizes millions in cryptocurrency in criminal investigations

While working to liberalize and regulate crypto transactions in its economy, the government of Kazakhstan has been cracking down on crypto-related crime.

In November, the interior ministry revealed it had registered over 1,000 criminal cases linked to operations with cryptocurrencies in the past couple of years.

In September 2025, the country seized $10 million worth of digital assets as part of an investigation into a Ponzi scheme that lured investors from across the former Soviet space.

At the end of the month, Kazakhstan disrupted a $224 million crypto laundering service called RAKS, which was quite popular on the dark web. The AFM blocked dozens of its wallets, freezing 9.7 million Tether (USDT).

In 2025, the authorities in Astana restricted access to a total of more than 1,100 illegal crypto trading websites, the agency announced in January, as reported by Cryptopolitan this week.

The news came after last October, the watchdog said it had busted almost 130 unlicensed crypto exchanges, claiming to have confiscated almost $17 million in virtual currencies from their operators.

It’s unclear what the government intends to do with all that digital cash. However, the National Bank of Kazakhstan unveiled in November that it’s going to build a national cryptocurrency reserve.

The latter should be established in the first half of 2026 and will hold the equivalent of up to $1 billion in digital coins. The monetary authority has already earmarked $300 million for the purchase.

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The crypto market is being given a second look by investors, who believe the market is moving toward the direction of a stronger second quarter in 2026. The capital has been moving into new projects as opposed to the same large caps that supported the previous cycle. 

Preliminary feeling is that Mutuum Finance (MUTM) is one of the possible best cryptos to purchase currently ahead of Q2 rearranging performance rankings. Analysts believe that the next breakout can be made by altcoins that have some connection to real use and not tokens that operate based on memes or pure momentum. Mutuum Finance fits the thesis and the figures of its presale are beginning to support that.

Mutuum Finance (MUTM)

Mutuum Finance (MUTM) is a decentralized lending protocol. Users are allowed to lend, borrow and become liquidators. The protocol concentrates liquidity in a model that some commentators have likened to early Aave and Compound which they argue were some of the greatest cryptocurrency investments of their time.

The first market is called P2C. Other users borrow the assets in a common pool supplied by the lender participants. The suppliers are awarded mtTokens that indicate that they own a portion of the pool and the amount of interest they obtain over a period. 

The second market is P2P. It manages assets that do not necessarily fit well within a large communal pool and establishes a separate lending and borrowing setting with unique borrowing rates and Loan to Value limits. 

In the case that a user pledges a 70% LTV collateral, he or she is allowed to borrow 70% of the collateral. In case volatility drives the loan to exceed the safe level, liquidators will be able to settle some debt and acquire the collateral at a discount. The design also maintains the protocol in solution when the markets are moving very quickly.

The pre-sale has received massive interest. Mutuum Finance has collected $19.8 million in total. Over 18,800 holders participated and sold 830 million tokens. Mutuum Finance issued its presale at the beginning of 2025 at $0.01. Phase 7 started at $0.04, that is 300% growth since phase 1. The launch price is officially set to be $0.06.

V1 Launch and Security Confidence

V1 protocol is scheduled to be deployed on testnet. The team updates development show that there are Sepolia deployment and mainnet deployment. V1 also contains liquidity pools, mtTokens, debt tokens and liquidation bots. The first day one asset will be ETH and USDT with additional ones.

Security has been managed prudently. The audit of the V1 protocol was done by Halborn. MUTM token also received a CertiK scan of tokens at 90 out of 100. 

Certain analysts pin this degree of preparation towards the perspective that MUTM may end up being one of the finest cryptocurrency investments in the first half of 2026. Early price forecasts on the bullish side will have a value of more than the $0.10 to $0.14 range.

Stablecoin and Layer 2 Alignment

The on-chain lending is based on stablecoins and layer 2 networks. Stablecoins offer the predictability of prices to the borrower. The layer 2 networks facilitate gas costs that increase throughput and decrease liquidation friction. Mutuum Finance in its turn intends to align with these segments and provide stable collateral and low cost execution. 

In case the crypto prices move up, the collateralized loans demand is likely to increase. This explains why there are traders who have branded MUTM as the best crypto to invest in before the next liquidity cycle. They consider it a revenue associated altcoin, but not a story only presale.

In brief, Mutuum Finance has established itself as a new utility cryptocurrency with valid use, solid presale mathematics and legitimate launch implementation. When seeking the next big crypto, many investors believe MUTM has climbed that list with increased confidence.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

Silver tanked -7.3% on Thursday, after peaking at an all-time high of $93.7515. That comes after a four-day rally that sent it up more than 20%.

Bitcoin stayed firm around $97,000 with $844 million of ETF inflows on January 14. Gold dropped 0.7%, while platinum and palladium lost more than 2%.

NCAA, CFTC-yə proqnoz bazarlarında kollejlər arasında bahis oynamaq üçün dayandırma tələb etdi və bu tədbirin student-athletlər üzərindəki mənfi təsirlərini vurğuladı. NCAA prezidenti Çarli Bekker CFTC başçısı Muxammad Seligə kollejlər cəmiyyətinin nəzarətçi ilə əməkdaşlıq edərək uyğun təhlükəsizlik tədbirləri yaratmaq üçün çalışacağını bildirdi.

14 yanvar tarixli CFTC başçısına yazılan məktubda Baker, proqnoz bazarı alətləri vasitəsilə kollejlər arasında bahis oynama haqqında narahatlığını ifadə etdi. O, student-athletlərin sağlamlığını və mübarizənin səmərəliliyini qorumaq, NCAA üçün ən yüksək prioritetdir. Baker proqnoz bazarlarında kollejlər arasında bahis oynama prosesinin inkişafı və xüsusiyyətlərinin hər ikisini təhlükəyə atdığı fikrindədir.

Social data from Santiment Feed suggests Bitcoin commentary on social media has turned more and more bearish as the coin’s price flipped its negative run to a 7% uptick in the last seven days.

According to Santiment, markets are moving in the opposite direction of retail sentiment. Bitcoin has crossed the $95,000 mark and is changing hands 1.82% above its value 24 hours ago, and some market watchers expect the price to continue climbing towards the end of this business week. 

However, social media is witnessing the most FUD seen in the last 10 days, which the social chatter analysis platform believes might push the king coin to its first revisit above $100K since last November.

Fear dominates social chatter as Bitcoin price hits $97,000

Santiment’s behavioral analysis chart, which tracks Bitcoin’s market value against the ratio of positive and negative commentary on social media, showed that when Bitcoin traded in the mid-$80,000 range 30 days ago, the market sentiment was extreme fear.

Greed, Neutral, Fear Index against the BTC price chart. Source: Santiment

Bitcoin spent large portions of late December in this zone, with prices consolidating well below $90,000, and traders doubting any possibility for a near-term upside.

When the calendar turned to January, sentiment briefly moved into the neutral zone and pushed Bitcoin above $93,000 for the first time in weeks. But that equilibrium did not last enough to map the largest coin by market cap’s course to six figures.

On Wednesday, bulls finally put up a fight for BTC to climb up to a 2-month high of $97,500, but according to Santiment, the market does not currently believe it can sustain its rally. The platform suggested that this lack of conviction could become the catalyst for a positive price movement to $100,000.

Market bull index records historic lows, whale exchange inflows slump from December highs

Over the past six years, the Bitcoin Bull Score Index has dropped to 20 or lower only seven times. According to CryptoQuant’s BSI index, the market is currently within the seventh instance of a low bullish sentiment.

Yet, Binance exchange flow since the beginning of 2026 counted whale transfers reaching approximately 15,800 BTC, significantly lower than December’s total of about 37,133 BTC. Binance whale inflows so far this year amount to 42.5% of the volume recorded in December. 

When compared with the total Bitcoin transferred to Binance since the New Year, nearly 75,800 BTC, whales accounted for only 20.85% of total inflows.

Lower whale activity on exchanges spells the end for selling, and when coupled with a 10% price uptick in the last two weeks, Bitcoin holders might be confident of a six-figure comeback before the end of January.

Moreover, Glassnode analysts mentioned that long-term holders are realizing profits at a far slower pace than during the previous cycle, which could further lessen the sell signals on the market.

The Long-Term Holder Supply Distribution Heatmap shows a dense cost-basis cluster between $93K and $109K, forming a substantial overhead supply zone.
Any sustained push higher must first absorb this supply, with a decisive breakout above this range typically required to reopen… https://t.co/m1oD2wiuxl pic.twitter.com/3nKtF7cMbD

— glassnode (@glassnode) January 13, 2026

When Bitcoin traded well above $100,000 in last year’s peak spells, these holders were offloading more than 100,000 BTC per week in realized profits, equivalent to $9.62 billion, but they are now selling approximately 12,800 BTC per week.

“This moderation suggests profit-taking remains active, but far less aggressive than during prior distribution phases,” Glassnode said in a recent note.

Bitcoin support level peaks $90,000, old holdings yet to enter markets

According to CryptoQuant contributor Carmelo_Alemán, Bitcoin confirmed its new support level by breaking above the $94,200 resistance level and then surging to the $97,500 zone, amid the heavy pessimism seen on social media platforms. 

Alemán supported his theory with the Value Days Destroyed indicator, a chart of the average age of coins being spent on the network and by how long coins remained inactive before moving.

So far in January, the VDD reading is near a historical low of 0.53, which means that “young coins” are changing hands more than older holdings. Long-term investors are not aggressively distributing their positions, and the trend would likely continue as prices recover toward six-figure territory.

“When Bitcoin’s price rises while VDD remains low, the market tends to be in a healthy expansion phase, where demand absorbs the available supply without generating structural selling pressure. A sustained increase in the indicator would signal distribution from long-term holders,” the analyst concluded.

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VikiMədən, böyük texnologiya şirkətlərinin istifadə etdikləri böyük miqdarda məlumat üçün pul tələb etmək üçün yeni bir yanaşma qəbul edir. Çərşənbə günü, saytı idarə edən qrup Microsoft, Meta və Amazon kimi adlarla bir sıra müqavilələr elan etdi.

İllər boyu, VikiMədən Foundation texnologiya böyük şirkətlərinin onun pulsuz məqalələrindən məhsullarını inkişaf etdirməsinə baxırdı. İndi, xeyriyyə təşkilatı bu asılılığı sonuncu mənbəyə çevirməyə başlayır. Son bir ildə onlar AI startapı Perplexity və Fransanın Mistral AI kimi yeni oyunçuları qeydiyyatdan keçirdi. Bu şirkətlər Meta və Amazon kimi artıq mövcud olan, həmçinin 2022-ci ildə müqavilə imzalayıb olan Google ilə birlikdə artan siyahıya qoşuldu.

Birinci New York Şəhəri Bəyannaməsi Eric Adams, onun NYC Token adlı yeni çıxarılmış spekülativ kriptovalyutaya iştirakı ilə bağlı irəli sürülən tənqidə cavab verərək, bunu yalan kimi qəbul etdi. Bəzi şəxslər onun bu tokenla əlaqəli vəzifəsindən faydalandığını, digərləri isə onun bu tokendan faydalandığını iddia etdi.

Solana əsaslı rəqəmsal aktiv, bəzən 580 milyon dollarlıq bazar qiymətinə qədər yüksəlmiş, lakin sürətli şəkildə çökmüşdür ki, bu da bir çox investoru ciddi zərərlə qoyub. Adams ilə bağlı tənqidlər davam etdikcə, ekosistemdə mübahisələr güclənir, Adamsın mətbuat katibi Todd Shapiro X-də bir yazını paylaşdı və bunu deyirdi: «Tamamilə aydın olsun: Eric Adams heç bir investor məbləği ötürmədi. NYC Tokenın çıxarılmasından faydalandı. NYC Tokendan heç bir pul götürülmədi.»

Whale deposits to Binance slowed down in January, after more substantial transfers in December. At the start of 2026, around 15,800 BTC were sent to the exchange, signalling a slower pace of deposits. 

Binance data shows that since the beginning of 2026, whales have slowed down the rate of transfers to the platform. For December, whales transferred a total of 37,133 BTC. To date, transfers to Binance are around 42.5% slower. The whale’s approach may signal a wait-and-see strategy. 

Whale inflows also dominated over retail deposits, increasing the average size of transfers to Binance. However, even whale deposits could abruptly slow down, signalling a shift in market sentiment. For now, BTC indicators are not yet bullish, but may signal a market bottom. 

Whale movements are closely watched for signals on a potential price recovery for BTC. The recent slowdown coincided with a BTC recovery to over $97,000. BTC retreated to $95,449.56, with predictions for regaining the $100,000 level soon. The most recent price upturn also did not lead to immediate selling, as holders did not rush to liquidate at the higher price. 

Mean inflows remain whale-sized

Mean inflows to Binance remain near all-time highs. The mean deposit is over 20 BTC. 

Whales make up around 20.85% of total inflows, but are more influential on the size of deposits. Daily whale transfers are at around 2,200 BTC, a moderate level that can easily be absorbed by the market. 

Binance deposits remain larger on average, although whales have held onto their coins. The centralized exchange absorbed around 2,200 BTC daily as whale activity slowed down in January. | Source: CryptoQuant.

The recent activity shows that the potential for capitulation is lower. BTC sentiment returned to neutral based on trader activity, and only retail remains bearish. 

The December downturn also coincided with a rotation into stocks and precious metals. However, the liquidity did not entirely abandon crypto assets, leading to a price recovery. 

Whale transfers may accelerate with more dramatic price moves. If BTC rises with a new rally, deposits may be an attempt to take profits. Whale transfers also happen during downturns, as a way to cut losses. 

BTC is 101 days from its all-time high

The recent market downturn has continued for 101 days since the all-time high above $126,000. The current market cycle took only 236 days to achieve a new all-time high. During the past three months, BTC turned more volatile, ranging from its peak to lows just under $80,000. 

Historically, big liquidation events take between 3 and 6 months to rebuild liquidity. For now, the market is still affected by last October’s downturn. 

BTC open interest is back down to $30B, and is yet to recover reliably. The market still awaits signs of a direction, instead of a range-bound liquidation of short and long positions. 

At the current price range, over 77% of BTC supply is held in profit, up from 62% in November. The improved market price may mean some whales will be ready to hold onto their assets. 

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İlk Shiba Inu və Dogecoin səhmdarlarının əsas ortaq xüsusiyyəti, SHIB və DOGE yüksələrkən əldə etdikləri böyük qazancdır. Bu səhmdarların əksəriyyəti indi Phase 7-də olan, 0,04$ qiymətli bir DeFi kripto olan Mutuum Finance (MUTM)-ə maraqlı şəkildə baxır. MUTM, kredit vermə və kredit almanın funksiyasından istifadə edərək, əsl on-chain tələbat yaratmağı məqsəd edir. MUTM, ilk başda SHIB və DOGE kimi asimetrik üstünlük əldə etmək istəyən bəzi səhmdarlar tərəfindən almaq üçün ən yaxşı kripto hesab olunur.

Bank of America baş direktoru Brian Moynihan parlamentənə bildirir ki, stabilcoinlərin çıxarılmasının faiz ödəməsini tələb etmək banklardan trilyonlarla dolları çıxarmağa, kredit vermə qabiliyyətini azaltmağa və ABŞ iqtisadiyyatında borc alma qiymətini artırmağa səbəb olacaq.

Bazar strukturu qanunu ilə bağlı son təqdimatında, Senatın Bankçı Komitəsi stabilcoinlərin gəlirlilərinə məhdudiyyətlər qoymağı müzakirə etdi.

Stabilcoinlərin konkurent mövqeyi barədə danışarkən, Moynihan Bank of America-nın nəticələrdən asılı olmayaraq uyğunlaşacağını, hətta bank sisteminin likvidlik çətinliyinə də düşə biləcəyini vurğulayıb.

2026-cı ilin kripto bazarlarında ən yaxşı performans göstərən kripto məxfilik layihələri, anonimlik səviyyələri təqdim edən məxfilik kriptovalyutalarına olan tələb səbəbindən uğurlu olublar. Bu məxfilik tokenlarının əksəriyyəti, portfel ünvanlarını gizlətməyə, mübadilələrin anonimliyini təmin etməyə və adətən blok zincirlərinin təmin edə bilmədiyi göndəricini-alıcının identifikasiyasını təmin etməyə yönəlir.

2026-cı ildə ən yaxşı nəticələr göstərənlər Zcash, Decred və Dash olub, onlar mövcud Monero tokenu ilə birlikdə investorların diqqətini cəlb ediblər, ki, 2026-cı ilin ən yaxşı koinlərindən biri hesab olunur. Bu layihələr blok zincirlərdə digital nəzarətə dair artan qayğıları həll etmək üçün çalışır, tənzimləmələr sıxlaşdıqca istifadəçilər indi məxfilikə yönəlmiş blok zinciri həllərini axtarır.

Bu həftənə daxil olan yeni iqtisadi məlumatlar inflasiyanın gözlənilən kimi sürətlə azalmadığını göstərdiyi üçün Federal Rezervin tezliklə faizləri aşağı salması ehtimalı azdır.

Bu ən son məlumatlar, 2026-cı ilə qədər potensial qiymət dəyişikliklərini proqnozlaşdırmaq üçün Federal Rezerv ekspertləri tərəfindən araşdırılır. Bu il ərzində bu məlumatlar onların faiz dərəcələrini müəyyən etmək üçün əsas təsir göstərəcək.

İş Departamenti, noyabrda təchizatın 3% artıb, oktyabrda 2,8% artıb göstərən gecikmiş hesabatını Çərşənbə günü buraxdı.

Moskvada biznes və dövlət nümayəndələri kripto sahəsinin tam qanunvericilikləşdirilməsiz frauda qarşı çıxmaq Rusiyaya imkan verməyəcək nəticəsinə gəlib çıxıb.

Hüquqiyyət tədbirləri bununla birgə, bu məqsədi həyata keçirmək üçün səylər göstərilib ki, bu, bu gələn baharda parlamentdə nəzərdən keçiriləcək yeni qanun layihəsinə gətirib çıxarıb.

Rusiyanın kripto-məzənnələrinin qanunvericilikləşdirilməsi lazım olduğunu deputat tələb edir

Birinci dövlət Dumasının İnformasiya Texnologiyaları və Kommunikasiyalar Komitəsinin müvəqqəti başçısı Anton Gorelkinin sözlərinə görə, xüsusi qanunvericilik qaydalarının inkişaf etdirilməsi, yerli kripto-məzənnələrin qanuni fəaliyyət göstərməsinə imkan verəcək.

Currently, XRP finds itself in a tough spot. The current price of XRP has plummeted, falling by as much as 15% in one week, although it is heartening that some devoted investors have chosen this time to invest in XRP, it is clear that this is not yet a positive trend on the market. XRP needs to break through many critical points just to halt its depreciation, and its future prospects in terms of growth in 2026 are far from clear, which is leaving many investors wondering if XRP is still the best cryptocurrency on which to invest. 

At the same time, there is a shift in focus to new crypto coins with excellent plans and development activities in place. One such project that has caught the attention of many people is the Mutuum Finance (MUTM), which is considered the best cheapest crypto to buy today because of its presale price and the growth strategy in place. Instead of waiting for other assets to recover in value, MUTM provides an opportunity to earn when looking for the best crypto to buy today. 

The Uphill Battle Facing XRP 

The current decline in the price of XRP is a continuation of its struggles, given that the token has fallen below a number of key technical support levels that previously helped to support the price. Some holders of the token believe that a recovery is possible, and therefore they have continued to accumulate the token. 

If XRP wishes to regain momentum in 2026, it has to overcome significant resistance levels, apart from the uncertainties associated with market sentiment and legal issues, without depending on new mechanisms for the generation of income. Since XRP, at the moment, lacks the mechanism for the generation of yield or passive income, the speculative nature associated with XRP makes it difficult to be perceived as the next big thing in the crypto market for steady growth.

Mutuum Finance Presale Opportunity

Another project that is getting popularity among the best cryptos to buy now is Mutuum Finance. The project is at Phase 7 in its presale stage, with token costs set at only $0.04. It is the most affordable option in the cryptos to buy now list, with the last opportunity to invest at this low price. It costs only $200 to buy 5,000 MUTM tokens.

However, once the phase is complete, the price of the token begins to appreciate to $0.06 at launch, causing the $200 to instantly escalate to $300, which marks a $100 profit. According to market analysts, the increasing demand may drive the price up to $0.10, increasing the value of the same investment to $500. This straightforward trajectory makes MUTM one of the best cryptocurrencies to buy for short-term returns and the best cryptocurrency to invest in right now.

Flexibility of Peer-to-Peer Lending

In addition to presale functionality, Mutuum Finance has a real-world use case for Peer-to-Peer lending, enabling lending and borrowing of digital assets based on customized terms, which can be particularly useful for investors who hold assets that require customized terms for lending. For instance, an investor with $5,000 worth of Shiba Inu could use the money to lend at an annual rate of 12%, thus accumulating $600 within the first year without selling the investment. This addresses the question of what crypto to invest in when considering passive income and proves the point that the next big cryptocurrency could be MUTM. 

Stablecoin Issuance for Safe Income

Mutuum Finance will also be launching an over-collateralized stable coin. This is yet another revenue stream. Users can lock more valuable assets as collateral, like locking $15,000 of ETH to mint $10,000 of stablecoins. These stablecoins can be lent out to generate returns, and with an annual return of 10%, an investor would be able to generate $1,000 in returns per annum. This further enhances the position of MUTM as a new crypto coin with long-term value and also one of the best crypto to buy.

Your Chance for Major Growth

Whereas XRP struggles with achieving stability, Mutuum Finance is moving with its functional model and multiple profit-making features that appeal to today’s investors. The presale stage of Mutuum Finance represents an early entry opportunity, while its lending and stablecoin models represent ways to accumulate profits. 

For those looking for the best crypto to invest in, the fact that MUTM is very inexpensive to enter and offers ways to earn and obvious growth potential makes it the best crypto to invest in as the markets change.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://mutuum.com/ 

Linktree: https://linktr.ee/mutuumfinance 

FTX növbəti paylanma tarixini fevralın 14-ü, icra olunacaq paylanma isə icra olunacaq tələblərin sahiblərinə martın 31-i tarixində başlaması gözlənilir. Kreditlər üzrə mübahisəli tələblər qoyuluşu 2,2 milyard dollar azalmaqla məhkəməyə düzəliş edilmiş bildirişlə təqdim edildi, bu da məhkəmənin təsdiqləməsinə tabe olunur.

Təsdiqlənərsə, mübahisəli tələblər qoyuluşu 4,6 milyard dollar azalaraq 2,4 milyard dollar olacaq, sonra isə növbəti paylanmada icra olunacaq tələblərin sahiblərinə pul paylanmaq üçün pul buraxılacaq. FTX-nin Paylanma Xidməti Təminatçıları (DSP), Kraken, Payoneer və BitGo növbəti paylanmanı həyata keçirəcək.

Lighter, a decentralized exchange platform, has introduced a new staking feature for its native token, LIT, requiring all users to stake LIT to access liquidity pools. Lighter launched LIT tokens last month, staking 50% of its supply, including airdrops and funding for future incentive programs.

Perpetual futures trading and the Ethereum-based DEX announced that they have introduced LIT staking as a core utility feature for accessing their tools and features, beginning with the Lighter Liquidity Pool (LLP). Staking LIT is now mandatory, and depositing into the LLP unlocks a 1:10 deposit ratio, meaning one stacked LIT unlocks deposits of up to 10 USDC. The rollout is mandatory for new users.

Existing LIT holders get a two-week grace period to begin staking

According to the Lighter DEX, existing members have a two-week window ending on January 28 to maintain access to LLP without staking. After the deadline, all participants will be required to stake their LIT tokens in the liquidity pools. The Perpetual futures trading DEX noted that the introduction of mandatory staking for LIT will lead to greater alignment between LIT holders and LLP holders, thereby improving LLP risk-adjusted returns. The platform promised to replicate similar mechanisms across public pools to align with the vision of democratizing on-chain hedge funds. 

We are rolling out staking of LIT on Lighter! Here we will describe the initial utility from staking and how it will affect the Lighter ecosystem. pic.twitter.com/5NC8b4utuv

— Lighter (@Lighter_xyz) January 14, 2026

Lighter noted that accessing liquidity pools (LPs) is vital across DEX ecosystems, as they provide insurance against liquidations and offer rewards to participants. The DEX platform announced that it will adjust premium fees for market makers and high-frequency traders in the next two weeks. According to the DEX platform, overall fees will increase, and staking LIT will introduce fee discounts, noting that current fee levels will be marked as the lowest fee tiers.

Staking 100 LIT will unlock zero fees for withdrawals and transfers in addition to the existing features. Staking is also being rolled out to mobile users in the coming days, according to Lighter’s statement. 

According to a recent Cryptopolitan report, Lighter launched its native token, LIT, at the end of last month, just two months after its public mainnet launch in October. The platform distributed 25% of the supply to users via airdrops, with the remaining 75% fully unlocked and ready for trading. Additionally, 50% of the supply was allocated to the team and the ecosystem. 75% of the LIT tokens are to be vested over time through buybacks, staking, and incentives for growth and governance.

Lighter to detail premium fee tiers for trading firms to adjust algorithms

Lighter plans to roll out the exact details of the premium fee tiers soon so that trading firms can adjust their current algorithms accordingly. The DEX confirmed that retail trading will remain free on the platform. Importantly, staking LIT on Lighter will unlock yields, with the firm set to begin publishing the APR once it goes live. Based on the previous mechanism, yields were generated from staking rights granted to premium users. 

The perpetual futures trading DEX platform gained popularity after launching its public mainnet in October and reported approximately $200 billion in trading volume in December, according to DeFiLlama data. The platform outperformed other Perp rivals such as Aster, which registered $177.5 billion in December, and Hyperliquid, which recorded $169.3 billion during the same period. Lighter has so far achieved $54.9 billion in trading volume this month, against Hyperliquid’s $81.4 billion. 

The LIT token price was down approximately 12% at the time of publication, trading at $1.88, with a market cap of $469 million. The launch of LIT in December saw the price surge to $2.62 before dropping to $2.30 later. The token reached an ATH of $4.04 24 hours later, but has since been in a downward trajectory. 

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Sənaye yaradıcı və Nvidia tərəfindən təmin edilən TSMC, çərşənbə günü dördüncü kvartal gəlirini elan etdi, 35% artım göstərərək, AI çipləri üçün tələb güclü qalarkən yeni rekord qurdu.

TSMC-nin net gəliri LSEG SmartEstimates tərəfindən izlənən NT$478,37 milyard gözlənilənə görə NT$505,74 milyard oldu. Şirkətin gəliri NT$1,046 trilyon, yəni 33,09 milyard dollar oldu, NT$1,034 trilyon gözlənilənə görə də yüksək oldu.

Şirkət artıq 8 ardıcıllıq kvartalda il ərzində gəlir artımını göstərmişdir. Dekabr kvartalında gəlir il ərzində 20,5% artıb və ilk dəfə NT$1 trilyonu keçdi.