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Toncoin (TON) is the token of the TON (The Open Network) ecosystem, a blockchain focused on fast transactions and low fees. It has become very popular due to its close integration with Telegram and the growth of apps within that ecosystem.
TON is used for: $TON • pay fees (commissions) • move tokens and use dApps • staking (depending on the app/wallet)
Most notable feature: integration with Telegram and the rise of mini-apps, games, and tokens on TON.
Common uses: payments/transfers, gaming, DeFi, and tokens within the TON ecosystem. Risks: volatility + risk from dApps/projects and competition with other networks.
#13 on CoinMarketCap - Polygon (MATIC) in minutes: what it is, why it was created, and what it's for
Polygon is a scaling ecosystem for Ethereum. Its main goal is to make using DeFi apps, games, and NFTs faster and cheaper than doing so directly on Ethereum's main network.
What is it? $MATIC
MATIC is Polygon's token. It is used for: paying fees on Polygon networks participating in staking/validation (depending on the network) operating within the Ethereum-compatible app ecosystem
Why was it created?
Because Ethereum can become expensive and slow when there is high demand. Polygon was born to reduce costs and increase capacity, while maintaining compatibility with the Ethereum ecosystem (wallets, tools, and smart contracts).
How is it used today?
✅ Cheaper DeFi: swaps, pools, lending (depending on the platform) ✅ NFTs and gaming: minting, marketplaces, and games with lower fees ✅ Ethereum-compatible apps (EVM): move projects without rebuilding everything ✅ Bridges: move assets between Ethereum and Polygon
#12 on CoinMarketCap - Chainlink (LINK) is a decentralized oracle network that enables smart contracts to use real-world data in a verifiable way. Blockchains cannot access the internet on their own, so Chainlink connects contracts with external information such as prices, rates, results, reserves, APIs, and events.
How does it add value? $LINK
Reduces the risk of relying on a single source by using multiple nodes and data aggregation.
Enables financial applications to function properly with real-world information.
Most common uses today: ✅ Price Feeds: real-time prices for DeFi (swaps, loans, liquidations) ✅ Automation: execute automatic actions (billing, alerts, rebalancing, expirations) ✅ CCIP (cross-chain): connect applications and transfer messages/value between different networks (depending on integration) ✅ Proof of Reserve: verify reserves/backing of certain assets (when implemented)
Risks: depends on adoption and integrations, quality of sources, and security of implementations; LINK is volatile
#11 on CoinMarketCap - Dogecoin (DOGE) in minutes: what it is, why it was created, and what it's for
Dogecoin is a cryptocurrency born as a meme, but over time it became one of the most used coins for tips, micro-payments, and community due to its simplicity and culture.
What is it? $DOGE
DOGE is a cryptocurrency focused on payments. It is used for:
sending money between people (P2P) micro-payments and "tips" (tips) payments at businesses that accept it
Why was it created?
It was created as a fun and accessible alternative in 2013 (inspired by the "Doge" meme), with the intention of making crypto lighter and more community-driven. Nevertheless, it ended up gaining real adoption thanks to its community.
How does it work (simple but specific)?
It works with a mining system (Proof of Work).
It usually has low fees for small amounts, making it useful for fast payments (depending on network congestion and wallets).
What is it used for today? (specific functions that stand out)
✅ Tips and microtransactions (creators, streams, community)
#9 on CoinMarketCap - Cardano (ADA) in minutes: what it is, why it was created, and what it's for Cardano often appears in the Top 10 because it is a blockchain focused on security, scalability, and a "more academic" development approach (extensive formal design before implementation). ADA is its primary token.
What is it? $ADA
ADA is the native token of Cardano. It is used for:
paying fees on the network
staking (delegating ADA to pools to help validate and earn rewards)
participating in ecosystem governance (according to the current system)
Why was it created?
To build a blockchain that prioritizes:
security and stability (fewer "quick patches")
scalability for many transactions
a development approach based on rigorous research and testing
The goal: a robust infrastructure for applications and financial systems in the long term.
How does it work (simple but specific)?
Cardano uses Proof of Stake (Ouroboros): the network is secured by validators/pools.
With staking, you can delegate your ADA (without "locking it up")
#8 on CoinMarketCap - TRON (TRX) in minutes: what it is, why it was created, and what it's used for
TRON often appears in the Top 10 because it has massive usage in transfers (especially stablecoins like USDT) thanks to low fees and fast transactions.
What is it? $TRX
TRX is the native token of TRON, a blockchain focused on moving value and running applications. TRX is used for:
paying network costs (fees/resources)
interacting with dApps in the ecosystem
participating in governance/resources functions (depending on how you use the network)
Why was it created?
TRON was created with the idea of a blockchain infrastructure for content distribution and apps without intermediaries, and over time, its strongest use became cheap payments and transfers, especially for stablecoins.
How does it work (simple but specific)?
On TRON, you don't always "pay gas" like on other networks; it uses a resource system (e.g., bandwidth/energy) that is obtained through usage or via network mechanisms (such as freezing/staking TRX in some cases). This allows many transfers to be very inexpensive.
What is it used for today? (features that stand out)
✅ Send/receive USDT (TRC-20): one of the most common uses on exchanges and wallets ✅ Fast and economical transfers between individuals or accounts ✅ Payments at businesses/services that accept TRON or stablecoins on TRON ✅ DeFi on TRON (swaps, lending, pools) — depends on the platform ✅ Staking/resources to reduce costs and participate in the network (depending on method)
Risks / limitations
Risk of projects/dApps (scams, insecure contracts)
Dependence on real-world usage (much of it is stablecoin transfers)
USD Coin (USDC) in minutes: what it is, why it was created, and what it's used for (#7 on CoinMarketCap)
USDC is a stablecoin: its goal is to be worth ≈ 1 US dollar (USD) so you can move around in crypto without the volatility of coins like BTC or SOL.
What is it?
USDC is a "digital dollar" (stablecoin) used on exchanges and across multiple blockchains. It is typically used as:
a temporary safe haven when you don't want volatility
a base currency for trading and payments
a bridge to enter/exit DeFi
Why was it created?
Because crypto needed a stable and easy-to-use currency to:
store value in USD within the ecosystem
trade without having to go back to a bank every time
send or transfer value using a stable unit
How does it work (simple but specific)?
USDC is issued ("minted") when USD is deposited and burned ("burned") when redeemed for USD (this depends on the issuer and the channel).
It circulates across multiple networks, so the cost/speed depends on whether you use USDC on Ethereum, Solana, etc.
What is it used for today? (specific functions)
✅ Trading: base pair (USDC/crypto) to buy/sell without volatility ✅ DeFi: lending/borrowing, liquidity pools, yield (depending on the platform) ✅ Payments and payroll: send "digital dollars" to people/providers (when accepted) ✅ Remittances: move USD value without converting to local currency until the final step (depending on the case) ✅ On/Off ramp: enter crypto and exit to fiat with less friction (depending on exchange/service)
Key data $USDC
USDC aims to maintain a 1:1 parity with the USD (although it may slightly deviate in extreme market conditions).
It is one of the most widely used stablecoins for trading and DeFi.
Risks / limitations
Issuer and reserve risk (depends on the backing management and transparency).
Regulation/freezes: stablecoins may be subject to compliance requirements (freezes) in certain cases.
Not for "growth": its main function is stability, not appreciation.
#6 on CoinMarketCap Solana (SOL) in minutes: what it is, why it was created, and what it's for
Solana is a blockchain focused on speed and low costs so that apps (dApps) feel almost like normal apps: fast, cheap, and highly active.
What is it?
SOL is the native token of Solana. It is used for:
paying fees (gas) on the network
staking (helping secure the network and earning rewards)
serving as the "base currency" in many dApps within the ecosystem
Why was it created? $SOL
To solve the classic problem of many blockchains: when many people use the network, it becomes slow and expensive. Solana aimed to create a network capable of processing many transactions with low latency and small fees, ideal for payments, trading, and high-traffic apps.
How does it work (simple but specific)?
Solana uses Proof of Stake plus a time-ordered system called Proof of History, which helps the network process transactions very efficiently.
Transactions are confirmed quickly and usually cost little (compared
#5 BNB (BNB) in minutes: what it is, why it was created, and what it's used for $BNB
BNB is the token of the BNB Chain ecosystem and one of the most important assets around Binance. Its primary function is to serve as "fuel" for transactions and as a utility token within an app ecosystem.
What is it?
BNB is a utility cryptocurrency used for:
paying fees (gas) on BNB Chain
interacting with dApps (decentralized applications) in the ecosystem
enabling utilities within Binance (depending on current features)
Why was it created?
It was created to provide utility to users in the ecosystem (incentives/benefits), and later evolved to become the central token of a blockchain network focused on practical use: fast transactions, apps, DeFi, etc.
How does it work (simply)?
On BNB Chain, BNB is used to pay gas (the cost of moving tokens or executing app functions).
Many dApps use BNB as the base token for swaps, staking, pools, payments, or access to services (depends on the project).
What is it used for today?
✅ Fees/Gas: pay transactions on BNB Chain ✅ DeFi: swaps, staking, lending, pools (depending on platform) ✅ Tokens: many ecosystem token operations go through BNB ✅ Utilities on Binance: benefits/usage within the exchange (if active in your region)
Key facts
Ticker: BNB
Role: central token of BNB Chain + utility within the Binance ecosystem
Typical use case: "I use BNB to pay fees and navigate dApps"
Risks / limitations
Volatility (not a stablecoin)
Risk of dApps/contracts (if using DeFi, there may be hacks or errors)
#4 XRP (XRP) in minutes: what it is, why it was created, and what it's used for
XRP is a cryptocurrency asset associated with a payment and transfer ecosystem (focused on moving value quickly and with low fees, especially for cross-currency transfers). 
What is it? $XRP
XRP is the native token of the XRP Ledger (XRPL), a network designed to transfer value efficiently. 
Why was it created?
To improve the way money moves between systems/currencies: faster international payments and less friction than traditional methods, with infrastructure that facilitates currency exchange. 
How does it work (simply)? • Used within the XRPL as a token to move value and to pay transaction fees. • The network aims for fast confirmations and low costs compared to many other blockchains. 
What is it used for today?
✅ Payments and transfers (especially international, depending on the service/provider) ✅ Liquidity bridge: convert between currencies with less friction (depending on implementations) ✅ Trading: due to its high liquidity in markets 
Quick facts • Ticker: XRP • Often ranked in the top 5 by market cap (today as #4 in several listings). 
Risks / limitations • Regulatory/market risk (historically has been a significant issue for XRP) • Heavily dependent on real-world adoption/use in payments to sustain its narrative • Volatility like any other cryptocurrency
#3 Tether (USDT) in minutes: what it is, why it was created, and what it's for
USDT is the most widely used "crypto dollar": its goal is to be worth ≈ 1 USD so you can move around in crypto without typical volatility. 
What is it?
USDT is a stablecoin (stable currency) issued by Tether, designed to maintain a 1:1 parity with the US dollar. 
Why was it created?
To have a "digital dollar" within the crypto ecosystem: facilitate trading, payments, and transfers without constantly entering and exiting banks, and reduce volatility when holding BTC/ETH without wanting price exposure. 
How does it work?
Tether issues (mints) USDT and claims to maintain reserves backing the tokens; it publishes information and reports/attestations on its transparency page. 
What is it used for today?
✅ Trading: "parking in dollars" without leaving the exchange ✅ Payments/transfers: move value with stable pricing (depending on network and fees) ✅ Remittances: send "dollars" digitally through some brokers ✅ Bridge to DeFi: enter/exit protocols without volatility (depending on platform) 
Quick facts • Launch: 2014  • Operates on multiple networks (depends on the USDT you use) 
Risks / limitations (direct) • Issuer/reserve risk: depends on the management and transparency of the backing • Regulation and freezes: stablecoins may be subject to compliance actions (freezing addresses) $USDT • Not for "growth": it's for stability, not appreciation.
Ethereum is usually the #2 by market capitalization and is known as the network that took cryptocurrency beyond "digital money," enabling apps and smart contracts (smart contracts).
What is it? Ethereum is a programmable blockchain where, in addition to sending value, you can execute smart contracts (code that runs on the network) and create decentralized applications (dApps).
Why was it created? $ETH Because Bitcoin was primarily designed for payments/transfer of value, and Ethereum aimed to expand the concept: a decentralized "world computer" to build applications, tokens, and financial systems without intermediaries.
How does it work (simply)? • Users pay gas (fees) to execute transactions and smart contracts. • Today Ethereum operates using Proof of Stake (staking/validators) to validate blocks (no longer PoW mining as before).
What is it used for today? ✅ Financial apps (DeFi): loans, swaps, savings, etc. (depending on platforms) ✅ Tokens and stablecoins: many tokens and stablecoins operate on Ethereum or use standards like ERC-20 (depending on the case) ✅ NFTs and gaming/Web3: collectibles, items, and on-chain projects ✅ Governance/voting (when applicable): some projects use smart contracts for internal voting (DAOs), not "government voting" as such.
Quick facts: • Ticker: ETH • It is known for enabling smart contracts and a large ecosystem of dApps
Risks / limitations: • Variable fees (gas), sometimes high during congestion • Smart contract risk (bugs/exploits in apps) • Price volatility like any cryptocurrency
Bitcoin (BTC) is the #1 cryptocurrency by market capitalization and the foundation of the entire crypto market. It was born with a simple idea: send money over the internet without banks.
What is it? $BTC BTC is decentralized digital money that operates on a public blockchain. It enables person-to-person (peer-to-peer) value transfers without intermediaries.
Why was it created? It emerged in 2008/2009 following the financial crisis. Its goal: to create a payment system where rules are transparent and the network can operate without relying on an institution that could block, censor, or change conditions.
How does it work (simply)? Transactions are grouped into blocks and validated through mining (Proof of Work). The network prevents "double spending" and maintains security through distributed computing.
What is it used for today? ✅ Payments and purchases (where BTC is accepted or via processors) ✅ Remittances and international transfers (no bank hours; fees vary) ✅ Savings / "store of value" for many (limited supply, but volatile price)
Note: Bitcoin is not designed for voting; networks with smart contracts and identity/verification are typically used for that purpose.
🌍 What happens with cryptocurrencies and the dollar after the capture of Nicolás Maduro?
The markets did not take long to react. In the face of political uncertainty, Bitcoin and other cryptocurrencies showed immediate volatility, while the dollar reestablished itself as a safe haven.
In contrast, stablecoins like USDT gained prominence, especially in unstable economies, functioning as a “digital dollar” against risk.
👉 This type of event reminds us of something key: geopolitics does impact financial markets, both traditional and crypto.
📊 Short-term volatility $XRP 💵 Search for refuge $BTC 🔍 Informed decisions make a difference $BNB
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