Binance Square

Dzisiejsze najważniejsze wiadomości i analizy rynkowe dotyczące kryptowalut

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JPMorgan: Crypto Fund Inflows Hit Record $130B in 2025, Institutional Demand Set to Accelerate in 2026

Cryptocurrency investment products recorded a record $130 billion in fund inflows in 2025, and flows are expected to increase further in 2026, driven largely by institutional participation, according to analysts at JPMorgan.In a report cited by The Block, JPMorgan said growing regulatory clarity — particularly in the United States — is likely to support the next phase of capital inflows into digital assets, extending beyond ETFs into venture capital, mergers and acquisitions, and public listings across the crypto sector.Regulatory clarity seen as key catalystJPMorgan analysts highlighted that the rollout of additional crypto regulations, including the proposed U.S. CLARITY Act, could significantly boost institutional confidence. Clearer rules are expected to encourage deeper participation across:Crypto and stablecoin investment fundsVenture capital and early-stage financingM&A activity involving exchanges, payment firms and infrastructure providersPotential IPOs from stablecoin issuers and crypto-native financial companiesThe bank noted that regulation is increasingly being viewed not as a constraint, but as an enabler of large-scale institutional adoption.ETFs dominated 2025 inflows, but momentum is shiftingAccording to the report, Bitcoin and Ethereum ETFs accounted for the bulk of 2025’s inflows, with demand likely skewed toward retail investors in the early stages. Additional support came from digital asset treasury companies outside of Strategy, which added crypto to their balance sheets throughout much of the year.However, JPMorgan observed a clear slowdown in treasury company purchases starting in October 2025, suggesting that this source of demand may play a smaller role going forward compared with regulated investment vehicles and institutions.Venture capital activity shows mixed signalsWhile overall crypto venture capital investment rose modestly in 2025, the report noted a sharp decline in the number of deals, pointing to increased caution among investors. Early-stage funding activity slowed significantly, indicating a more selective environment focused on mature projects with clearer regulatory and revenue visibility.Despite this, JPMorgan expects institutional inflows to remain resilient in 2026 as capital reallocates toward regulated products, large-cap digital assets, and infrastructure plays tied to payments and stablecoins.Outlook: institutional-led growth in 2026JPMorgan concluded that the crypto market is entering a new phase where institutions — not retail speculation — will be the primary driver of capital inflows. With regulation improving and market infrastructure maturing, the bank sees conditions aligning for sustained growth in crypto fund inflows this year.
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CZ Binance Square AMA Recap: Bitcoin $200K, Altcoin Season, Meme Coins, and Advice for Beginners

In a recent AMA livestream on Binance Square, Binance co-founder and former CEO Changpeng Zhao (CZ) shared wide-ranging views on Bitcoin’s long-term outlook, altcoin season, meme coins, trading risks, and the evolving role of social platforms in crypto.Below is a full recap of the key takeaways.1. CZ Warns Against Launching Meme Coins Based on His X or Binance Square PostsCZ cautioned users against using social media posts from him or Yi He as justification to launch meme coins.He said such projects have an extremely low success rate, with unclear origins and high failure risk, and advised users not to assume endorsement based on casual mentions or posts.2. Beginners Should Start Small and Avoid FuturesCZ emphasized that crypto beginners should start with small capital, focusing on learning before scaling up.He strongly advised newcomers not to begin with futures or options, recommending gradual exposure instead of leverage-driven trading.3. Altcoin Season Is “Definitely Coming”According to CZ, altcoin season will arrive eventually, though the exact timing, duration, and which tokens will benefit remain unpredictable.He stressed that altcoin cycles are complex and cannot be precisely forecast.4. BNB Ecosystem Is Stable and Has Long-Term PotentialCZ described the BNB ecosystem as large, stable, and supported by many active builders.He expressed confidence in BNB’s long-term potential, highlighting continued development across the ecosystem.5. Prediction Markets Are Still Early and IlliquidOn prediction markets, CZ noted that the sector remains very early-stage, with few market makers.He said platforms like Polymarket reportedly rely on just one or two market makers, with most activity still centered on sports-related markets.6. Bitcoin Will Reach $200,000 — Timing Is the Only UnknownCZ reiterated a bold long-term view:Bitcoin will “definitely” reach $200,000, with uncertainty only around when, not if.He framed this as a conviction rather than a short-term prediction.7. Genuine Meme Coins Must Have Historical or Cultural MeaningCZ said truly valuable meme coins should have historical significance or strong narrative relevance.He estimated that over 90% of meme coins fail, warning early investors about high risk and stressing personal responsibility for investment decisions.8. Binance Square vs. X: Different FoundationsCZ explained that Binance Square and X operate on fundamentally different models.He expressed skepticism that X could easily enable crypto trading due to KYC challenges, noting that most Binance Square users have already completed identity verification.9. CZ Hopes Meme Coins Continue Growing — From a Builder’s PerspectiveWhile stating he no longer relies on meme coins to “get rich overnight,” CZ said he hopes meme coins continue gaining popularity.From a builder’s standpoint, he said his focus is on creating better, smoother tools for users rather than speculation.
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Crypto News: Bitcoin Hits Two-Month High Rose Briefly Above $96,000 as Altcoins Surge and Short Squeeze Unfolds

Bitcoin climbed to a two-month high of $96,240 on Tuesday, breaking decisively above a long-watched resistance zone and triggering more than $500 million in liquidations, as traders rushed to cover bearish positions and capital rotated aggressively into altcoins.The breakout marked bitcoin’s first sustained move above $94,500 since November, a level that had capped upside on three prior attempts — Dec. 3, Dec. 10, and Jan. 5 — making the move technically significant for short-term market structure.Bitcoin breaks $94,500 as derivatives unwindAccording to derivatives data, over $500 million in futures positions were liquidated within four hours of the breakout, signaling a classic short-covering squeeze rather than a leverage-driven long buildup.Bitcoin futures open interest fell to $30.6 billion, down from $31.5 billion earlier in the dayThe decline in open interest alongside rising price suggests shorts were forced out, while spot demand absorbed selling pressureAnalysts say this dynamic is often healthier than leverage-led rallies, as it reflects real positioning resets rather than speculative excess.Altcoins outperform as risk appetite returnsAltcoins led the rally, confirming a broader risk-on rotation across crypto markets.Privacy coin Dash (DASH) surged to its highest level since 2021 on heavy volume, appearing to front-run the broader breakout and signaling renewed speculative appetite.Other notable movers over 24 hours included:Optimism (OP): +18.5%Celestia (TIA): +14%Pudgy Penguins (PENGU): +14%As altcoins outpaced bitcoin, BTC dominance slipped to 58.6%, down from 59.3% on Dec. 24, reflecting capital rotation away from large-caps and into higher-beta tokens.CoinDesk 80 Index (CD80): +8% YTDCoinDesk 20 Index (CD20): +6.35% YTDWhy crypto is rallying nowThe move comes despite a lack of obvious near-term bullish catalysts, suggesting the rally is driven more by positioning, sentiment, and market structure than fresh macro news.Several factors appear to be converging:The October $19 billion liquidation cascade left bitcoin and many altcoins deeply oversoldProlonged risk aversion pushed traders into gold, silver, and AI equities, draining crypto liquidityThe Crypto Fear & Greed Index repeatedly dipped into “extreme fear”, historically associated with local bottomsAs sentiment stabilized, even modest spot demand was enough to push prices higher and force short liquidations.Key levels to watchFrom a technical perspective, analysts say the next phase hinges on whether bitcoin can hold $94,500 as support.Above $94,500: Path opens toward $99,000, a major supply zone that previously acted as support between June and NovemberBelow $94,500: Risk of consolidation or pullback into the $85,000–$94,500 rangeIn the near term, traders expect a retest of $94,500 to determine whether the breakout converts into a sustained trend or fades into another range-bound phase.Bottom lineBitcoin’s move above $96,000 marks its strongest upside break of 2026 so far, driven by short covering, improving sentiment, and renewed appetite for risk. Altcoins have taken the lead, suggesting traders are no longer positioned defensively.Whether the rally extends toward $99,000 — or stalls on a failed retest — will depend on follow-through in spot demand and the market’s ability to hold newly reclaimed technical levels.
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Crypto News: Senators Float 75+ Amendments Ahead of Crypto Market Structure Bill Markup, Targeting Stablecoin Yield and DeFi

U.S. senators have proposed more than 75 amendments ahead of this week’s Senate Banking Committee markup hearing on the long-awaited crypto market structure legislation, underscoring how contested key sections of the bill remain, according to a document obtained by CoinDesk.The amendments — filed by lawmakers from both parties — span more than 100 distinct policy items, ranging from stablecoin yield restrictions and DeFi definitions to ethics provisions, software developer protections, and government corruption safeguards.High-stakes markup hearing set for ThursdayThe Senate Banking Committee is scheduled to hold a markup hearing on Thursday, during which lawmakers will debate, amend, and vote on whether to advance the underlying bill. A parallel markup by the Senate Agriculture Committee has been rescheduled for late January.The base text of the Banking Committee’s version of the bill was released just before midnight on Monday, prompting a rapid review process by lawmakers, staffers, and industry advocates ahead of the amendment deadline.As is typical in congressional markups, most proposed amendments are unlikely to survive, either failing outright or being withdrawn as part of last-minute negotiations.Stablecoin yield emerges as a central fault lineOne of the most heavily targeted sections of the bill concerns stablecoin rewards and yield, which has drawn scrutiny from both Democrats and Republicans.Among the most notable proposals:Senators Thom Tillis (R-NC) and Angela Alsobrooks (D-MD) jointly submitted amendments aimed at revising the bill’s stablecoin yield language.One amendment would remove the word “solely” from a clause that currently states digital asset service providers may not pay interest or yield “solely in connection with the holding of a payment stablecoin.”Another would impose enhanced reporting and risk disclosure requirements for any yield-bearing arrangements.Several additional amendments go further, proposing to eliminate stablecoin yield entirely, reflecting lingering concerns over consumer protection, financial stability, and regulatory arbitrage.Ethics and political conflict remain unresolvedDemocratic lawmakers have continued to push for ethics-related provisions, particularly concerning President Donald Trump’s personal and family ties to crypto ventures.While earlier negotiations suggested that Senator Ruben Gallego (D-AZ) was leading talks on ethics language, none of the publicly described amendments attributed to him directly address the issue.Instead:Senator Chris Van Hollen (D-MD) proposed an anti-corruption amendment, alongside an anti-touting requirement that would mandate disclosure of financial interests related to crypto.A Democratic aide told CoinDesk that ethics remain a key sticking point, with negotiations ongoing and no final compromise yet reached.Regulatory balance and agency governance in focusOther amendments address broader regulatory structure concerns:Senator Lisa Blunt Rochester (D-DE) introduced a proposal on quorum requirements, reflecting Democratic frustration that the SEC and CFTC are currently led solely by Republican commissioners, contrary to the agencies’ intended bipartisan design.Additional amendments seek to clarify definitions around digital asset mixers, software development, and DeFi protocol liability, areas that have drawn intense industry lobbying.Broad bipartisan participationAccording to the amendment list, Democratic senators filing proposals include:Ruben GallegoAngela AlsobrooksLisa Blunt RochesterJack ReedAndy KimRaphael WarnockCatherine Cortez MastoElizabeth WarrenChris Van HollenRepublican sponsors include:Thom TillisMike RoundsBill HagertyPete RickettsKatie BrittJohn KennedyCynthia LummisKevin CramerTim ScottWhat happens nextWhile the sheer volume of amendments highlights unresolved policy tensions, most are expected to be pared back or abandoned during the markup process.What remains uncertain is whether lawmakers can strike a bipartisan compromise on the most sensitive issues — particularly stablecoin yield, ethics, and DeFi treatment — before the bill advances to a full Senate vote.Failure to resolve these issues could slow or derail progress on what would otherwise be the most comprehensive U.S. crypto market structure framework to date, with significant implications for institutional adoption and regulatory certainty.
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Crypto News: Crypto Market Rallies Broadly as NFTs Lead Gains, Bitcoin Breaks Above $95,000

The cryptocurrency market posted broad-based gains on Jan. 14, rebounding after consecutive correction sessions, with most major sectors advancing between 3% and 8% over 24 hours, according to data from SoSoValue.The NFT sector led the rally, surging 8.34%, as risk appetite returned across digital assets. The move coincided with a sharp upside breakout in bitcoin, which climbed 4.34% to reclaim the $95,000 level, while ether jumped 7.40% to move above $3,300.NFTs outperform as speculative appetite returnsNFT-linked tokens were the strongest performers on the day. Within the sector:Pudgy Penguins (PENGU) surged 13.36%ApeCoin (APE) gained 13.17%The strength in NFTs came alongside rising volumes in high-beta segments of the market, suggesting renewed speculative positioning rather than isolated token-specific catalysts.Sector-wide gains reflect improving sentimentOther major crypto sectors also recorded solid advances:Meme sector: +7.31%, led by Pepe (PEPE) up 16.06%Real-world assets (RWA): +6.95%, with Keeta (KTA) rising 16.69%Layer 2: +6.92%, as Optimism (OP) climbed 17.21%DeFi: +6.73%, with Ethena (ENA) gaining 13.06%PayFi: +5.35%, driven by Dash (DASH), which surged 42.84%Layer 1: +4.99%, led by Polkadot (DOT) up 9.48%CeFi: +4.55%, with BNB rising 4.81%Crypto sector indices confirm rotation into higher betaSector indices tracking historical performance echoed the rotation into risk:ssiNFT: +8.88%ssiMeme: +7.78%ssiRWA: +7.09%Meanwhile, broader thematic indices also advanced, with MEME.ssi up 9.09%, DEFI.ssi gaining 7.30%, and MAG7.ssi rising 5.84%.Market contextThe rally followed a period of consolidation and declining leverage, setting the stage for a relief-driven rebound as macro conditions stabilized and traders repositioned for higher volatility. Bitcoin’s move above $95,000 appeared to act as a catalyst for capital rotation into altcoins and sector-specific themes, particularly NFTs and memes.Whether the move develops into a sustained trend will depend on follow-through in spot volumes, macro data, and broader risk sentiment in the days ahead.
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BNB Chain Rolls Out “Fermi” Upgrade, Boosting Block Speed by 40%

BNB Chain has implemented its third major network upgrade, dubbed Fermi, aimed at significantly improving transaction speed, finality, and execution efficiency, according to ChainCatcher.Named after Italian-American physicist Enrico Fermi, the Fermi upgrade increases block production speed by approximately 40% and reduces finality confirmation time to around one second. The changes are designed to make transaction confirmations more predictable and to lower slippage risks during periods of high market volatility.Key improvements in the Fermi upgradeThe upgrade introduces several technical enhancements across the network’s core infrastructure, including:Optimized validator coordination mechanisms, improving consensus efficiencyEnhanced blockchain data access, enabling faster state reads and writesImproved transaction execution efficiency, supporting smoother performance under heavy loadTogether, these upgrades are intended to strengthen BNB Chain’s reliability for high-frequency trading, decentralized finance (DeFi), and other latency-sensitive applications.Part of a broader upgrade roadmapFermi follows two earlier major upgrades on BNB Chain:Pascal, named after mathematician Blaise PascalMaxwell, named after physicist James Clerk MaxwellEach upgrade has focused on incremental performance and scalability improvements, reflecting BNB Chain’s broader strategy of iterative optimization rather than radical architectural changes.With faster block times and near-instant finality, the Fermi upgrade positions BNB Chain to better compete in environments where execution speed, predictability, and cost efficiency are critical.
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